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A sigh of Relief! (Well, for another year, at least)...

Fx51LP308

Fx51LP308

Old Salt
Full Member
Minuteman
    • Apr 8, 2021
    2,859
    4,322
    Tampa Bay, FL
    #1
    Well, I found out today that my Homeowner's Insurance will be renewed for 2025 with only an 11.58 per month increase, keeping the premium under $200.00 per month for another year.

    I spoke to the office agent this morning. We'll see if the official notice backs up what she said. But, for now,


    WWHHHHEWWW! Could have been a whole lot worse!

    🇺🇲
     
    • Like
    Reactions: DIBBS, EddieNFL, SilentStalkr and 1 other person
    #6
    My carrier left Louisiana last year. My broker shopped it with 9 different companies and came back 210% higher than previous year. I dropped him and moved home and auto to State Farm. Same coverages. Saved $1000 between the two over previous years coverages
     
    #10
    ColbyLang said:
    My carrier left Louisiana last year. My broker shopped it with 9 different companies and came back 210% higher than previous year. I dropped him and moved home and auto to State Farm. Same coverages. Saved $1000 between the two over previous years coverages
    Click to expand...

    When I had SF auto, they wouldn't even talk to me about homeowners. Dropped their auto.
     
    #11
    I had read about State Farm dropping policies on houses in California last year.

    Primary reason was Gov Newsom. Reservoirs were not being maintained or created, Not enough people to operate managed burns. They knew Los Angeles was eventually going to happen.
     
    #12
    Ronws said:
    I had read about State Farm dropping policies on houses in California last year.

    Primary reason was Gov Newsom. Reservoirs were not being maintained or created, Not enough people to operate managed burns. They knew Los Angeles was eventually going to happen.
    Click to expand...
    California Department of Insurance completely broke the insurance markets years back. The DoI wouldn't let the insurers raise their rates as risks went up (higher construction costs, more folks building in high risk areas, etc.). Insurers started bailing out and instead of the DoI learning their lesson and changing their ways, they created a fake insurance plan (FAIR) that only worked if nobody actually needed it so they could keep up the charade of them being smarter than the insurance companies actuaries. Well now the shit has hit the fan and it's likely that everyone with homeowner's insurance in California is going to end up paying an "assessment" to cover the FAIR plan losses. Might be $1000, might be $2000, might be more. It's also going to come with higher rates too.

    I will not be surprised if the Democrats try to blame Trump for this...
     
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