Exploring Alternative to Pay Pal

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Minuteman
  • Apr 12, 2001
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    I have an alternative that might work with my system, it's Credit Card so it will come with added fees and because it is VISA & MC their Anti Gun Stance is still present so anyone complaining after that will be auto-banned.

    We have a processor that appears to be 2A friendlier so I am reaching out and actually detailing all the bullshit you guys post on here to make sure they are good with it, because believe it or not, that is an issue. The Pay Pal stuff is for "misinformation" that is you saying something they don't like, that is an open door.

    I am waiting to hear back and then will get the ball rolling
     
    I am not shoehorning a bullshit system into here that might not be around in 2 years.

    there are plenty of services that don't survive, look at the Newsletter service that was part of this site, it is gone.
    There are a TON OF SERVICE that sound great but will never last, and Payment Portals for Brick and mortar where you swipe a card and not much else or they build a website around their process is not the same

    I am not hacking what I built which works flawlessly so you can have a payment process that might not survive first contact or work correctly with this site.

    There is a lot more to this than just plugging it in, financial stuff requires security
     
    HAHAHHAHAHAHAHAHAHA

    Just as write the line above,

    I go to this website


    Delta Payment Services GUN FRIENDLY 2A, LOOK FRANK PLENTY OF CHOICES

    Screen Shot 2022-10-27 at 10.53.40 AM.png


    Doesn't exist, couldn't ask for a better first response - CLASSIC
     
    No, I get the issue with Pay Pal,

    I don't want that hanging over anyone, but know that is not the issue here,

    1/2 of what I read says it's for misrepresenting a product or service, then other people say it's for misinformation in general so it's not worth dicking around

    PayPal does treat me well and has never caused an issue with any account I know of... so it's tough.

    The politics of today makes it hard because people will start negative campaigns and run around poisoning everything because they are not happy about it. They weren't affected, but they will poison the well for everyone else, so I am trying to avoid that.

    It's not catastrophic by any means but if I can offer both I want too.
     
    Ya, that Bongino portal is sketchy, nothing says who is backing it, who is the bank, that won't last
    Dan is no bueno. Wouldn’t trust him with my wife’s corpse.

    As for PayPal, after looking into the whole deal, they can only take money from your account that you keep with them. They cannot charge a credit card. Charge a line of credit or deduct from your bank account. Keep your balance at zero and there is nothing they can do b

    ETA…..I was thinking Dave Bautista not Bongino. Got my guido’s crossed 😂😂😂
     
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    I have an alternative that might work with my system, it's Credit Card so it will come with added fees and because it is VISA & MC their Anti Gun Stance is still present so anyone complaining after that will be auto-banned.

    We have a processor that appears to be 2A friendlier so I am reaching out and actually detailing all the bullshit you guys post on here to make sure they are good with it, because believe it or not, that is an issue. The Pay Pal stuff is for "misinformation" that is you saying something they don't like, that is an open door.

    I am waiting to hear back and then will get the ball rolling
    Curious what platforms you are looking at. Would love to discuss via pm or voice if you'd like. I have a solution that is not quite ready for the market yet, but could really add capability to the site in the future. I totally understand you are looking for a solution today but a conversation may help you roadmap the site a little differently
     
    Frank, my local range uses this outfit for membership dues, it would stand to reason that they are firearm friendly……

     
    That's why I'd like to talk...
    Merchant services folks are garbage.
    Absolutely one of the biggest liars and dishonest business types that waste the business man's time. You fuckers don't stop, don't shut the fuck up and most of us, consider you fuckers parasites.
    Oh, just let me see your numbers, I can do better, ha.

    Ha, that's why I want to talk, ha.
    How do you think that between all of our good business friends, large retailers, that we don't have or don't have access to, all available and the best programs available?

    That's why I want to talk, that's all you do is talk.

    Anyone here that accepts credit cards for their business needs to consider a program that charges the customer and not the retailer. I saved 5 figures not paying credit card fees.
    Our merchant services company charges 3.99 percent to enyone who uses electric payment. We pay nothing, absolutely zero.
     
    Merchant services folks are garbage.
    Absolutely one of the biggest liars and dishonest business types that waste the business man's time. You fuckers don't stop, don't shut the fuck up and most of us, consider you fuckers parasites.
    Oh, just let me see your numbers, I can do better, ha.

    Ha, that's why I want to talk, ha.
    How do you think that between all of our good business friends, large retailers, that we don't have or don't have access to, all available and the best programs available?

    That's why I want to talk, that's all you do is talk.

    Anyone here that accepts credit cards for their business needs to consider a program that charges the customer and not the retailer. I saved 5 figures not paying credit card fees.
    Our merchant services company charges 3.99 percent to enyone who uses electric payment
    You're making a ton of assumptions and I don't want to get into a pissing match with you. The reason I didn't share specifics is because the product (not a merchant) is very close to being marketable. No need to muddy the waters with X will do Y by Z date. I will say the platform has agreements in place to be the payment engine for firms that run billions of dollars through their platform each year. I was hoping to discuss with Frank as having additional capabilities in the site could change the roadmap he and the dev team has. However, he may not want to take the site that way which is 100% his choice and is subject to risk / reward evaluation (after you swipe a credit card, an individual has 60 days to dispute for any reason).

    Sounds like you're happy with your current payments structure so by all means, carry on
     
    Ya, ya, ya.
    My opinion of you fuckers stand
    Who me? I work in real estate. However, I have relationships with people outside my line of business. I like this site and would like to help where possible. Not trying to force anyone to do anything. Not sure why you're up my tree so fast for trying to bring a solution and possibly help the site be better
     
    I'm really not interested in beta-testing anything, especially when it comes to the financial side of things.

    It's one thing to say my friend can do an App, do you want to try, but look, just like the Links from 2015, and the early McMillan attempts, they don't survive.

    I don't have any that have survived beyond being a simple CC Processor with a machine on a desk. Companies that let you swipe a card on a machine aren't gonna automatically work here.

    Yes, I can certainly build a custom solution, but what happens when the company can't survive off this site alone or the very few companies that know they exist? Yes, you can find a processor to get you a swipe machine, but integrating into here is a bit more involved and like I said, who wants to break it in order to use something that might not last.

    If this site hosted Porn it would be easier, but right now, Guns are worse than Porn in terms of business.
     
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    I'm really not interested in beta-testing anything, especially when it comes to the financial side of things.

    It's one thing to say my friend can do an App, do you want to try, but look, just like the Links from 2015, and the early McMillan attempts, they don't survive.

    I don't have any that have survived beyond being a simple CC Processor with a machine on a desk. Companies that let you swipe a card on a machine aren't gonna automatically work here.

    Yes, I can certainly build a custom solution, but what happens when the company can't survive off this site alone or the very few companies that know they exist? Yes, you can find a processor to get you a swipe machine, but integrating into here is a bit more involved and like I said, who wants to break it in order to use something that might not last.

    If this site hosted Porn it would be easier, but right now, Guns are worse than Porn in terms of business.
    Totally hear you and I wouldn't want this site to become a beta tester either because I really like the experience I have today. I know you are looking for solutions today, but I believe someday soon there will be great solutions available to do more than accept monthly payments.

    I don't envy the position you're as it pertains to receiving payments made to a site the hosts discussion boards for everything from soft tacos to how to shoot better. But that's what makes America great so thank you for doing it
     
    Merchant services folks are garbage.
    Absolutely one of the biggest liars and dishonest business types that waste the business man's time. You fuckers don't stop, don't shut the fuck up and most of us, consider you fuckers parasites.
    Oh, just let me see your numbers, I can do better, ha.

    Ha, that's why I want to talk, ha.
    How do you think that between all of our good business friends, large retailers, that we don't have or don't have access to, all available and the best programs available?

    That's why I want to talk, that's all you do is talk.

    Anyone here that accepts credit cards for their business needs to consider a program that charges the customer and not the retailer. I saved 5 figures not paying credit card fees.
    Our merchant services company charges 3.99 percent to enyone who uses electric payment. We pay nothing, absolutely zero.

    Really you aren't actually saving anything over how things are normally done, all you are doing is kind of hoping your customers don't get pissed off because they actually have to pay 4% more than the listed price, so that you can list a price that does not include the credit card fees.

    The normal way to do things that tends to make customers the most happy is simply price your items so that the price you charge includes the credit card fees (aka raise your price by the cost of the credit card fee). Then if someone wants to pay via bank transfer or such you give them a discount.
    That is really the industry standard way to do it and causes the least amount of complaints.

    Now if most of your business was cash, check or bank transfer I could understand it.
    In our case most of our business is credit cards or other electronic payments.

    Also if you are paying 4% that's pretty high, unless that's because of the category you are in or the limited amount you do.
    You should be closer to the 3% mark or just under.

    And yes credit card processing companies are kind of thieves and bastards for the most part.

    Calling making the customer pay your price + fees "savings" isn't really correct as opposed to the normal way of your posted price = price+fees rolled in.
    Both net you the same amount, but the latter usually leads to less customer complaints.