OP, I understand that you need to keep to a budget at this point in your life. If you find a decent mid-range optic - which is where your price point is, especially on the used market - you should feel comfortable buying it and upgrading in a few years. I put a gen-1 Razor (5-20x50) on my first precision bolt rifle in 2017. Here we are just seven years later; we have the gen-3 Razors replacing the gen-2 as the workhorse of the PRS world. You can pay half the price of that 1st-gen Razor and get a better optic today. It shouldn't be too difficult to find a used gen-2 Razor (4.5-27x56) for around $1500. Other optics in your price range have been mentioned here which are very good. I'm talking Vortex here because I've owned a buch of them. I've looked through Zeiss and other optics mentioned here; they were fine but I haven't owned them.
It looks like you've been splashed with the "Vortex sucks" bilge. Here's the thing. If you buy a used Vortex Razor in the PX here* and it arrives on your doorstep broken and unsable - Vortex will replace it, right the f||| NOW. Full stop.
Several years ago, my son wanted a first-gen Vortex Strike Eagle like I had on my first decent AR. Our LGS (local gun store) was sold out of new ones but had a used one, which had some dings on it but seemed ok otherwise. Son bought it. In outdoor light, there was obviously something wrong with it optically that we couldn't see in the store. I called Vortex, told them the story, Vortex overnighted son a brand-new scope and I returned the busted one to the store (which I had kept in the loop).
As to the "well yeah, Vortex warranty is great - and you'll use it!" noise: I've purchased about a dozen of their scopes new, from the early gen-1 Strike Eagle through three gen-2 Razors to the three gen-3 Razors I have now. One of them went down: a Viper PST 5-25x50. They replaced it immediately. Check around here on SH for stories of how long it takes for other vendors to deal with issues, especially [Burr..p... excuse me...].
Search for "most reliable cars." What comes up? Toyota/Lexus. Go to a Toyota or Lexus dealership and look in the service lot. It'll have a pile of cars in it. Why? Because there are zillions of Toyotas out there. Some of them do break. I don't shoot many PRS matches, but I do shoot a fair number of rimfire events, especially NRL22. Vortex Razors - previously gen-2, increasingly gen-3 - are the most common optic I see. I have three G3 Razors and a ZCO 527. Check around here on SH. The overwhelming opinion is the gen-3 Razor punches FAR above its price point.
The gen-2 is still sold new. It's a very capable optic - not as good as gen-3, but not as costly either. If you can find one used for $1400-1500, it's a good buy. I wouldn't buy one new for the $2500 street price - that price is too close to gen-3, especially with the deals currently offered at Eurooptic.
Good luck.