I am interested in this question. Pretty much anyone with actual useful information should jump into the geezers and medicine thread.
I kept my insurance from my employer as part of my pension. I also have Tricare from the military and I am not 65 yet. My wife is 65 and since I have her on my insurance plan, she does not need to buy Medicare part B. We have that sorted out, it took a month of talking to retards in the medicare office and reading them their own information since almost none of them know what the hell they are doing. Tricare for Life does not cover her unless we buy Medicare part B, which we do not need to so we don't. So we are covered with my insurance and she also has Medicare part A.
Here is where it gets weirder. So if anyone has Tricare and wants to jump in, please feel free. I am under 65 so I pay for Tricare and in two years Tricare has paid for a portion of one doctors visit and did so because the VA billed them. They have never covered anything or partially covered anything or tried to cover anything. When I turn 65, I am eligible for, "Tricare for Life" for free apparently, but I have to buy Medicare part B. How much is Medicare part B? Does anyone have any idea what counts as income for these bastards?
Since Medicare part B is based on income annually, are you fucked if you take money out of a retirement, say a ROTH or 401K? Your normal pension and social security income could be $75K a year but cashing out some IRA money could add $75K to your income and then suddenly you are a rich whitey and they double the cost for each of you and medicare part B can be hundreds of dollars a month for each spouse, is that correct?
As far as I can tell, being old is damned near a fulltime job. Between keeping track of insurance with Medicare parts A, B, C, D and trying to keep the IRS from fucking you out of every dollar you make, docs appointments, creepy political campaigns begging for money, stuff with friends and relatives who think you have nothing to do but help and fucking scammers trying to get you to send money to Nigeria you can have some pretty full weeks.
Once you get done paying for all the different medical plans that cover one or two things, prescriptions, some parts of some doctor visits and not much of other visits, how much a month are you paying for all this crap?
Do you have to redo this shit every fall? We talked to a lady who sells this stuff and apparently three different part B plans have bailed on our state, fucking tens of thousands of retired people and now they all have to start the process over. Does this happen a lot?
So now we have three months of geezer insurance ads on TV, my emails filling up with geezer insurance ads and mailbox filling up with geezer insurance ads and endless ads with kids in wheelchairs asking for whatever money we have left to hire people to push them arounds the Shriners hospital. And it is election season, God I'd pay Trump a $100 bucks if he promised to stop fucking texting me but he won't. If you give a dollar to a political campaign, its like showing a Gypsie your fucking wallet. They'll never give you a moments peace after that. They are worse than strippers.
I never hear welfare dregs bitching about the costs of their medical. They just overdose, get shot or pump out a foodstamp baby, wreck a stolen car or get hit in an intersection by a moron spinning a stolen car in circles and go right back to the ghetto, no worse for wear. If they get cancer or whatever, it is all fucking free apparently. I have never seen a news story of a foreign invader bitching about their medical bills in America. WTF????