Bank of america working with the feds against conservatives

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not a shocker nor new news bank of America and Citi bank have been trying for years to stop clients from using there cards to make fire arm or firearm related charges . wait till the climate is just a little more friendly to them and they start actually denying conservative access to there own money .
 
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Hi,

LOLOLOL That is nothing.

Ever wonder why during this Covid shit that banks were shut down at certain times???

They all have been installing new facial recognition systems and some are trying to go to fingerprint accounts...

Ever wonder why ALL, yes ALL licensed, chartered banks and credit unions are trying to have ALL their intra-banking and inter-banking message and portal systems stored, operated and managed in Malaysia and Singapore???

So that the Gov, ANY Gov can just submit a request for all banking interactions by your name.

Ever wonder why all the sudden 13 months ago those that had business banking accounts under strictly business EIN all the sudden had to have "personal" login profiles to access their online business banking accounts???

Sincerely,
Theis
 
How can all these violations of privacy happen? Because most people don’t care. As long as they can do everything from home and have their lives be so convenient. As long as they can tell everyone what they had for dinner and how it made their flatulence smell. Then they are happy.

Basically most people are ignorant and apathetic. Until it affects them directly. JMHO
 
Ironic part is BofA was a true hero and became a big bank during and after the depression.

the owners of the bank were giving out loans on a handshake promise to customers that were good clients and such.

when things started to get back to normal all those customers and businesses used them loyally.
 
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Remember post-9/11 when everyone was pissing themselves in fear over terrorism and we passed a bunch of really terrible laws and enacted a bunch of really terrible policy, but anyone who spoke out was considered to be on the side of the terrorists? Yeah, well, this is what you get. Completely unforeseeable :rolleyes:

Fact of the matter is that banking records stopped being private sometime during the War on Drugs, and then the Patriot Act put a bullet in the head of the 4th Amendment.

But, you say, wasn't there a banking privacy act passed in the late 1970s? Yeah, well, it got largely replaced by the privacy provisions of something called Gramm-Leach-Bliley in 1999 (a terrible law for other reasons than we are about to discuss), which provides nominal data privacy but also makes it illegal to sue a bank for privacy violations. So hahaha, joke's on all of us.
 
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I'd like to know the legality of this. Do people have the right to sue?
You'll have to go read your contract with them. Probably some language in there that says they have the right to share / provide your information when requested by law enforcement or other government agencies. This would be completely aside from laws and regulations enacted its previously mentioned. This would be rights that you gave them when you signed up to do business with them.
 
BoA has sucked forever.

You have to be a masochist to bank there.

That said each day options are fewer and fewer where a person that just wants to be left alone can go.
I keep a small account because they have branches all over the country and its convenient when I travel. I only use
Amex when I can.
 
I keep a small account because they have branches all over the country and its convenient when I travel. I only use
Amex when I can.

US Bank has been fantastic after being chased there by REI and Chase.

Im making good cashback on my purchases to the point Im looking forward to LRI billing me on my new build as the money is there built off my grocery and general purchases.
 
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Remember post-9/11 when everyone was pissing themselves in fear over terrorism and we passed a bunch of really terrible laws and enacted a bunch of really terrible policy, but anyone who spoke out was considered to be on the side of the terrorists? Yeah, well, this is what you get. Completely unforeseeable :rolleyes:

Fact of the matter is that banking records stopped being private sometime during the War on Drugs, and then the Patriot Act put a bullet in the head of the 4th Amendment.

But, you say, wasn't there a banking privacy act passed in the late 1970s? Yeah, well, it got largely replaced by the privacy provisions of something called Gramm-Leach-Bliley in 1999 (a terrible law for other reasons than we are about to discuss), which provides nominal data privacy but also makes it illegal to sue a bank for privacy violations. So hahaha, joke's on all of us.
I used to sit on the board of a credit union, SARS. Anything dealing with $10,000 or more gets sent to the government LOL and a report created. It doesn’t matter if you were 89 years old and pulled money out to buy a motorhome. It’s still happened. Because we went over them individually at board meetings. And this was at a mom and pop/veteran owned Credit union
 
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To be fair BofA has always been a turd

I am not sure why anyone does business with them, what am I missing?
I traveled and worked nationwide..... B of A was in most areas where I worked. I dealt with them for many years as a necessity. I used to tell the Branch Managers (all over America) how crappy B of A was.... So, why did I stick with them.... They had the BEST employees working for B of A..... I actually sued B of A while I was in Hillsboro, Oregon over some of that bull shit accounting that resulted in unfair charges... 30 minutes before the hearing, B of A contacted me and offered to settle on my terms if I would drop the case.... Small Claims, mind you. I told them I would drop the case if I could go to their branch next door to the court house and get my money IN CASH. They agreed. when I arrived the manager handed me a check. I frowned and walked it over to a teller I knew. She looked over at the manager. the manager nodded to her and she rolled out a wad of $100's..... I put them in my pocket and walked over to the court house and closed the case.... those B of A employees worked, sometimes for weeks, sorting out the B of A accounting bull shit for me. They succeed 100% of the time... I'm sure being a B of A employee is no walk in the park.... Kudos to them, they are struggling to raise a family.... Same as the rest of us Americans.

Hobo
 
amazing thing is, probably half those on here bitching, still hand over a piece of plastic 90% of the time when they pay for something. Just to inconvienant to carry cash. I hear it everyday. So now my business does the charge back. The machine automatically charges a percentage to them on top the sale when i slide that old piece of plastic. I didn't do it for years thinking it would hurt my business being in a small town. Hasn't at all. Folks are just to lazy to care. Have a brother that claimed he had never had that happen or heard of that, then called the other night bitching and moaning he saw 3% added on top when he used his card to pay for a meal the other nite. I just laughed. Said carry cash u tightass fucker. Plastic is killing small business
 
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Yeah...if only credit cards and all those alternative payment systems would just go away, and we went back on the gold standard it'd all be good in a few hours. Roll it all back to 1965......when cash is king and a savings account paid enough interest to double every 10 years.

That's what we need going forward. Look back to see where we should go.

VooDoo
 
amazing thing is, probably half those on here bitching, still hand over a piece of plastic 90% of the time when they pay for something. Just to inconvienant to carry cash. I hear it everyday. So now my business does the charge back. The machine automatically charges a percentage to them on top the sale when i slide that old piece of plastic. I didn't do it for years thinking it would hurt my business being in a small town. Hasn't at all. Folks are just to lazy to care. Have a brother that claimed he had never had that happen or heard of that, then called the other night bitching and moaning he saw 3% added on top when he used his card to pay for a meal the other nite. I just laughed. Said carry cash u tightass fucker. Plastic is killing small business
I use Amex and have had 0 addons. If you get the right card (Hilton Surpass) you get a boatload of points. I have over 600K points and hotels are giving great rate because of the Covid. Im going to stay in Hilton Chantilly Va for the Nations Gun Show fpr 17000 points. They also have a program where depending on your dredit ratin you can get 0% interst on purchases for 19 months.

Have a problem with a merchant, theyve got you back. Ive never had them go against me.
 
Yup. Was the final straw for me. Spent al morning closing out and moving all of my accounts with them. And I had a lot. All of my investments are through them (Meryl Lynch) as well as the kids college trusts and all of our savings. Spent more time arguing with the management on why I was leaving than doing the actual paperwork. But, fuck them!
 
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Yeah...if only credit cards and all those alternative payment systems would just go away, and we went back on the gold standard it'd all be good in a few hours. Roll it all back to 1965......when cash is king and a savings account paid enough interest to double every 10 years.

That's what we need going forward. Look back to see where we should go.

VooDoo

I'm reasonably certain that's not what this thread is about. Rather, we are bitching about an obvious intrusion upon our 4th Amendment rights to conduct a financial transaction without .gov getting all up in our business.

Certainly, there is some other thread advocating for a return to the gold standard, and one would probably not need to go back more than a page or two to find out. After another couple years of $3 trillion deficits, this idea might gain some traction.
 
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Generally like/follow Tucker.
What he didn't tell you is that every, repeat, EVERY SINGLE, financial institution is subject to pretty much the same protocols surrounding certain individuals and/or events since 9/11, much of it, most of it under RICO statutes that go well before that.
You might not like it, agree with it, etc. but.........welcome to the world of metadata.
Every single employee, financial representative at banks, brokerages, suffers through "continuing education" on RICO shit, patterns of potential activity, etc.
This was obviously something event driven.........same church, different pew.
By no means am I justifying it....just saying.

Just like some forum posting idiots that do not realize that with lots of stuff they post, including anti this or that, certain anti govt.,anti US, anything resembling potential threats...... congrats, certain "keyword" software, law, agency, detection, etc......you now have a file, being/been looked at by more than one data base.
A good friend is a very respected global cyber security pro...........you have no idea.
Some people are just that dumb.
 
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I used to sit on the board of a credit union, SARS. Anything dealing with $10,000 or more gets sent to the government LOL and a report created. It doesn’t matter if you were 89 years old and pulled money out to buy a motorhome. It’s still happened. Because we went over them individually at board meetings. And this was at a mom and pop/veteran owned Credit union
Some years ago I made about a $300 withdrawal from Chase. All small bills. Figured it would be good to have just a little cash in small denominations at the house for emergencies.

I got the spanish inquisition about it, am I running a bake sale, a fund raiser, etc. Lots of questions. Asked for my DL so I asked... for what?

She said they have to report any cash withdrawals over $200. I said... report to who? The 'government' 🤔

They keep closer tabs on our finances than we do most of the time. Nothing ever came of it but it was interesting.
 
Some years ago I made about a $300 withdrawal from Chase. All small bills. Figured it would be good to have just a little cash in small denominations at the house for emergencies.

I got the spanish inquisition about it, am I running a bake sale, a fund raiser, etc. Lots of questions. Asked for my DL so I asked... for what?

She said they have to report any cash withdrawals over $200. I said... report to who? The 'government' 🤔

They keep closer tabs on our finances than we do most of the time. Nothing ever came of it but it was interesting.
Please tell me you said “none of your business”
 
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BOA mysteriously closed my wife’s cc account two weeks ago. Just sent her an email out of the blue. Had zero balance and every time she used it she immediately paid it off within 2 payment cycles. She called and they refused to tell her why they closed it just said she would get a letter from them. Letter came and the only explanation was: the account was not active enough and public records......
Public Records? That would be what? Her jawing on line about the election and mask? Or her few donations to the RNC? She immediately closed the savings we had there and moved it all to the small bank we use for checking.
 
BOA mysteriously closed my wife’s cc account two weeks ago. Just sent her an email out of the blue. Had zero balance and every time she used it she immediately paid it off within 2 payment cycles. She called and they refused to tell her why they closed it just said she would get a letter from them. Letter came and the only explanation was: the account was not active enough and public records......
Public Records? That would be what? Her jawing on line about the election and mask? Or her few donations to the RNC? She immediately closed the savings we had there and moved it all to the small bank we use for checking.

pretty standard. Non active means just that, no balance, little/no activity.
Remember Wells Fargo got jammed for non/low activity accts. on west coast.
Like it or not banks maintain/ service accounts for active customers, those low activity accounts cost them money, they ‘re not public utilities.
you want to open an investment account.....$250k minimum.
 
Generally like/follow Tucker.
What he didn't tell you is that every, repeat, EVERY SINGLE, financial institution is subject to pretty much the same protocols surrounding certain individuals and/or events since 9/11, much of it, most of it under RICO statutes that go well before that.
You might not like it, agree with it, etc. but.........welcome to the world of metadata.
Every single employee, financial representative at banks, brokerages, suffers through "continuing education" on RICO shit, patterns of potential activity, etc.
This was obviously something event driven.........same church, different pew.
By no means am I justifying it....just saying.

Just like some forum posting idiots that do not realize that with lots of stuff they post, including anti this or that, certain anti govt.,anti US, anything resembling potential threats...... congrats, certain "keyword" software, law, agency, detection, etc......you now have a file, being/been looked at by more than one data base.
A good friend is a very respected global cyber security pro...........you have no idea.
Some people are just that dumb.

100%. I'd love to cancel my BoA checking and credit cards (literally the first CC's I have on my credit history) over this.

But in reality, insert (BoA, Chase, USAA, whatever), and they'd all fold like a fucking cheap suit.
 
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Put your money into a credit union. They help other customers and not their BoD per se. I've financed 2 vehicles through a credit union near me. They were percentage points better than anything else around. I have the right to vote on their BoD. So, I feel I kinda have a stake in the business.