Re: basic reloading question
Starting with the bullet touching or rammed into the lands, will cause a taller pressure spike at the first of the ignition series when the primer is first popped. If you have a chamber set up for that and have ammo that has been brought up from lower limits it can be a good thing. If you just start out making changes and not researching it properly before, you can get into serious trouble with "jam" loads.
Loading the bullet off the lands allows it to start moving before the bullet "jams" and starts the pressure spike. This gives a slightly less pressure spike in the overall picture.
Get a few books on handloading and do some research before shooting the loads you already have loaded. If you pierce a primer with that handfull of powder there is going to be consequences of some kind. Maybe more than just a scorched cheek.
I would advise getting a Lyman's Handloading Manual and reading all the information between the data chapters. If you feel that is beneath you, look in the back of a Precision Shooting magazine or Sinclair's Catalog and buy a copy of "The Benchrest Shooter's Primer". It leaves the beginning stages and gets in depth real quick.