Study up on financial aid. If it looks like she will be payin her tuition it opens up more aid. Use that to your advantage.
Try and stay away from this, she'll be in debt forever. It's a last resort!
Are you by chance 100% military disabled and didn't use up your GI Bill or Voc. Rehab (Chapter 31)? If so, talk to American Legion, they can sometimes transfer your schooling onto your beneficiaries if you can't go yourself.
She can also join the military herself, maybe MP or MPI? I think you need more training, credentials and possibly college prior to being in CID (but I don't know if they have "helpers" or whatever the fuck you call 'em). 2 years at Ft. Leonardwood in MO and she can not only get the upgraded post-9/11 GI Bill (which basically pays the entire damn thing now) but she'll also get training and hands on that may allow her to skip some of the beginners classes. Also, all 15 or whatever physical training/sports credits she'll need will be satisfied by service and go straight towards the degree, she won't have to do any of that (which really takes a load off so you can focus on classwork more). This will allow her to do it all herself and not get into any debt. She could leave the army in two years READY for school. And with training under her belt already (in her case, applicable training). You don't know HOW important THAT was for me --infantry didn't teach me any math, but they DID make me more organized and dedicated and determined to succeed. Or maybe you do, I don't know.
If you and your wife have never been to college, if you have any "minority" blood you can check off on a box or if you make under a certain amount... All of this plays into whether or not you can get a Pell Grant I think and how much it'll be worth. There are other federal programs that you also apply for, but I can't recall the names of them.
She can go to a good 2 year school (which for 100-200 level classes have MUCH smaller classes) with good professors and get a transfer degree. That's what I did to study math, 2 years at CC and then on to the university.
She can even attend CC at her own cost (CC classes aren't that bad, say $4000 per year roughly here in WA with resident tuition, that's 15 credits or three classes per quarter for a total of 12 classes per year). University costs much more with much larger classes, so like I mentioned above, the smaller classes and more elementary studies combined with good professors likely yields better results. For instance, at CC there are about 30 people in a calculus 124 class. At university, expect an auditorium with 250+ kids, each broken up into sets of 25-50 under one of the professor's grad. students. Grad. students aren't good teachers, they have their own problems and tend to go over the heads of folks new to the material. You ONLY see the professor for the 2, 1 hour lectures he presents each week. At CC, your professor deals directly with you and you get a 1 hour lecture daily. And one on one office time. Free tutoring. CC is the way to if you ask me, get a transfer degree and THEN go to university. The 300+ level classes thin out too (well, for math they do) so she won't get stuck in too many auditorium type lectures for long after transfer.
Transferring to a college also has the benefits of you never "getting into the college life" meaning no frats, no parties, just studying. Because CC doesn't have this and because they generally have an older population, and because by the time you get to university you'll already be halfway through, those college party lifestyles just won't seem so appealing. By 300 level classes, classmates start acting more like adults in class, which is nice. Expect higher grades this way, I graduated CC with a 4.0 and kept it up to 3.8 at university.
For CC, keep it close. For her school of choice, she should maybe look into Tennessee Volunteer --don't they have the body farm? Anyway, that's the premier school, best in the world, for forensic sciences. Set up residency prior to school starting so you don't pay out of state fees.
You NEED to go to a CC or university or whatever is closest and make an appointment with financial aid's office. Not to get a loan, but to talk about your choices. They have ALL of the relevant info and can help you immensely. They want her there bad in order to make money, so they'll exhaust all available options. Keep that in mind. They'll make her go there before starting classes anyway, so why not do it now when you need the information most and can use it? They'll be able to go in depth about all I mentioned above, and they'll know the program names and know what they do better than I do.
There's no reason you should have to pay for her school and there's no reason she should be strapped with school debt for the next 20+ years like my brother in law (closing in on $500,000 by the time he graduates). He was stupid: he had the GI Bill, didn't use it and was injured enough to receive Chapter 31, but nobody could get him to do it. Now instead of making good money as a pharmacological scientist (inventing new drugs) he'll net about the same as his technicians do once it's all said and done. My sister, she let my mom pay for it, who took out loans. She'll be paying on it forever and will never be able to get a nice house. There's too many ways around it. School can be liberating and broaden horizons, or it can shackle you down worse than you are now.
Dude, I hope this helps you some. I've been to school, both parents, my sister and her husband. My wife has some college, but was never able to get the time to finish even though I told her I'd pay it with my VA check. My mom never was able to go back to school to get her graduate studies. So you kinda wanna knock college out early in life or after military service, because those are the two best times that come with the best options and opportunities.
If both of you aren't opposed to military service, and if she's still real young (like 20ish or even under?) 2 years in MPI, which is the investigative part of the MP's, or if the military has a forensic unit now, that'd be the way to go. After that and after college, a CC transfer to the body farm maybe? she could easily get a job at the FBI I'd think (if she does well in school and passes their muster). That's the job you want in forensic science if you ask me.
Good luck to you and her both!