Re: I HATE eBay and PayPal
That's probably another reason why people are so polarized on them.
If you never have an issue obviously you feel they work great, but it seems like when someone does have an issue (such as paypal locking down your account, or a buyer making a claim) the experience is ugly at best trying to resolve it.
I've been on ebay and paypal for going on 13+ years now and in that time only really had a couple small issues. It's amazing how much it has changed and how much the fees have gone up. One was my fault very early on. I had a buyer who sent me an email asking to ship the item to a non-confirmed paypal address (same name, same city), I did but deleted the email, then he claimed it never showed up and that he never sent the email asking for a change of address and I had to refund him. I'm pretty sure he screwed me over on that one, but could not prove it. It was good in the grand scheme of things because it was a pretty cheap item and I learned my lesson early that you have to make sure you cover your own butt, because a lot of buyers and sellers play games and try to pull crap. The other was simply a lost package, again I should have insured it because these days with paypal and ebay buyer protection the seller is on the hook for the package getting there, regardless if the buyer purchases shipping insurance unless you can prove with tracking it was delivered. I've had several buyers threaten to leave negative feedback after an auction if I didn't do things like lower the price, give them free shipping etc. etc. but that's not an issue usually as long as you keep the correspondence ebay will side with you on that. I've also had several complain that the item was not as described and want a "partial" refund. I always offer to give them a full refund if they return it, oddly none of them take me up on it....again they are just trying to pressure a seller into getting money back with the threat of negative feedback.
If you use paypal, NEVER leave any funds in your account, withdraw them the instant they arrive, paypal is always locking down accounts for various reasons and if they do, you don't want them to do it when you have a balance. Also don't use the "gift" option too much, or for odd amounts (137.50 probably isn't a gift amount, etc), people are using it gang busters right now to avoid the fees and paypal is starting to really crack down on it.