Not sure what all the concern for ricochets is. While I realize that it can happen, the occurrences should be extremely low. I've been shooting and hunting all my life and have had but ONE ricochet in all that time of 60+ years. Next topic is CCI Quiet .22. If you look at the specs, you'll see that they are essentially a .22 short in a LR package. As to ammo choices, one can't hope to stay familiar with too many different makes/models of cartridge. My approach is to have two and only two that I can rely on for various tasks. I think CCI Velocitors are the king of the heap for all hunting. Great trajectory and terminal ballistics. For "quiet" situations, I stay with either CCI SV or CCI Green Tag. Both are identical in performance. Trying to stay familiar with more than that, and you're going to make aiming mistakes in the heat of a quick shot. My Savage Mk II likes all three of them very much usually producing 1" - 1.5" groups @ 100 yards if I'm doing my job.
One special point about Velocitors is that they are supersonic of course. But more importantly, they REMAIN supersonic to around 100 yards. That gives it the advantage of never going through the transonic region within that distance which is said to affect accuracy. Other brands similar to Velocitors may offer the same advantage, but I stick with CCI almost exclusively. They are easily the most reliable ammo out there. Misfires are all but nonexistent, and CCI is everywhere. If you find a brand of .22 ammo that you like and that your gun likes, by all means go for it. I've only stated my preferences for the reasons given.
One last point is that even the higher priced .22 LR ammo is still inexpensive by comparison to every other caliber. IMHO, it is not a sin to spring the extra $ for good performance. Don't make comparisons to what bulk ammo sells for. It's not a useful exercise. For the most part, it's not very good stuff in my experience anyway. Instead, compare the cost to the end task required. If it succeeds, then the cost is worth it. If it fails, the cost savings on any cheap ammo is ever a bargain.