Ok boys and girls, it MIGHT be time to put up or shut up.

[2ndamendfan]

So it looks like Wells Fargo will not quit doing business with gun manufactures. I think most financial institutions are corrupt, and obviously Wells Fargo is no exception. But if you/we are going to be Anti-anyone-who-dumps-on-guns then one a business tells the anti to pound sand then it might be worth consideration to support them.
https://www.msn.com/en-us/money/com...t-over-ties-to-nra-guns/ar-AAw4x4v?li=BBnbfcN

 

[FatBoy]

Anyone know how USAA stands on this? I have been with BOA for 20+ years and held my nose with the home loans for illegals, but I'm done with them. USAA is my logical choice, but I don't know shit about them and if they are openly political.

 

[Nik H]

I left BofA long ago and do business with Wells. Not that I have any love for them either but it is nice to know that they are not backing down

 

[Bender]

LOCAL BANKS.

DO NOT USE LARGE BANKS.

 

[Nik H]

LOCAL BANKS.

DO NOT USE LARGE BANKS.

There is no difference...why do you think there is a benefit?

 

[Rthur]

There is no difference...why do you think there is a benefit?

This ^^^
A local pissant banking chain was bought out recently in bumfuck nowhere.
The FED had to approve of the deal.
This says everything.

R

 

[...]

lose business of a pissant teachers union with 1.7 Million members........or lose business of the NRA with its 5 Million members.......

gee, real hard decision there.

nothing but a bunch of whiny cunts throwing a temper tantrum because they didnt get their way.......liberals just prove more and more every day that they have the maturity of children.

 

[THEIS]

The FED had to approve of the deal.

R

Hi,
YEP and further more the "FEDS" mandate that Ammunition or Weapons Manufacturing; wholesale and retail is RESTRICTED industry in regards to banking "rules" so it does not matter what a bank "brand" says publicly because behind the counter they ALL answer to the same ABC entity.

Sincerely,
Theis

 

[Bender]

There is no difference...why do you think there is a benefit?

Huge difference. But I only spent years at a mortgage company. So wtf do I know....

 

[Tnc]

Big difference. I’ve worked at a community bank for 15 years. We love doing business with Patriots

 

[DetroitRearView]

I have almost everything in Wells Fargo
The tellers almost always ask what kind of hunting season you had and then They all break out their pink phones to show you what they put on the ground...

 

[Bender]

Community banks usually hold and service their own mortgages. Big banks will usually package and sell mortgages to other large banks, they might even sell off your mortgage but retain your servicing and never tell you they sold the mortgage.

Local banks are way more stable.

 

[Strykervet]

Credit unions are even better.

 

[Bender]

Credit unions are even better.

Yes.

 

[Maser]

I don't do the boycott thing.

 

[Tnc]

Credit Unions don’t pay taxes.

 

[demolitionman]

I've only bought one firearm on credit, and it was a 0%interest for 6 months or (3 months? Can't remember)Through wells Fargo. Billing was simple and payoff was clear and concise. Happy with them. Not that I would condone buying on credit but wanted to share a good experience with them.

 

[pmclaine]

So far as I know US Bank has not stepped on it's dick.

 

[Redmanss]

Being as Wells Fargo just got slapped with a $1,000,000,000 fine for corrupt lending and other business practices, they can't afford to lose any business right now. Not surprised they're riding the sidelines.

I agree with using the credit unions or local banks, but with those YMMV. Research and ask questions.

 

[Frankly]

Local banks didn’t blow trillions on risky loans to dirt people and sink us in 2008. Most maintained good fundamentals because they knew they weren’t too big to fail.

Smaller and more local is better in politics and economics.

But I’m just a Russian internet troll paid to spread division.

 

[Sean the Nailer]

Being as Wells Fargo just got slapped with a $1,000,000,000 fine for corrupt lending and other business practices, they can't afford to lose any business right now. Not surprised they're riding the sidelines.

I agree with using the credit unions or local banks, but with those YMMV. Research and ask questions.

A) I don't know from Shine-O-La, but how is it that WF gets fined for "corrupt lending" whereas (to my meager understanding) no other banking business gets penalized for what they did 'some years ago' to the whole of the USA?
B) The system up here in Canuckia may be considerably different than what ya'll gots down there, but up here Credit Unions are BY FAR much better to deal with than 'The Big 5'. And believe me when I say 'much better', as there are many many reasons. Only one of which is over and above each accounts interest rate, the profits that the bank makes each year are divided up amongst the depositors and even more money is deposited into each and every manner of savings account. Proportionately to the amount deposited.

No 'Big 5' bank does THAT up here. How about any down there?

And C), I may be off my nut, but I'm thinking that the exporting of funds out of the Country (yours and mine) by WF or Western Union or whatever else, is something that should be looked at, and possibly changed. (limited, stopped, I dunno.) We've enough problems within our own country(s) that shipping the money away to despot countries is only perpetuating the problem. Or?????

 

[Maggot]

For home and auto loans try PenFed. Ive had nothing but good ezperiences with them. If your a AAA member you get expecially easy access.

PenFed Home
www.penfed.org

 

[pmclaine]

A) I don't know from Shine-O-La, but how is it that WF gets fined for "corrupt lending" whereas (to my meager understanding) no other banking business gets penalized for what they did 'some years ago' to the whole of the USA?
B) The system up here in Canuckia may be considerably different than what ya'll gots down there, but up here Credit Unions are BY FAR much better to deal with than 'The Big 5'. And believe me when I say 'much better', as there are many many reasons. Only one of which is over and above each accounts interest rate, the profits that the bank makes each year are divided up amongst the depositors and even more money is deposited into each and every manner of savings account. Proportionately to the amount deposited.

No 'Big 5' bank does THAT up here. How about any down there?

And C), I may be off my nut, but I'm thinking that the exporting of funds out of the Country (yours and mine) by WF or Western Union or whatever else, is something that should be looked at, and possibly changed. (limited, stopped, I dunno.) We've enough problems within our own country(s) that shipping the money away to despot countries is only perpetuating the problem. Or?????

That money shipped out of country ought to be taxed at ten percent to build a nice big wall.

Regards the fine at least now that goes into the Treasury.

Under Obama/Holder when DOJ notified a business they were under invest the party being investigated could make a payment to some organization chosen by the Obama/Holder team as reparations.

Trust me the NRA never benefitted, nor did the taxpayer, under that scheme.

Changing that policy has been one of Sessions few good works.

 

[PistoleroJesse]

I may be off my nut, but I'm thinking that the exporting of funds out of the Country (yours and mine) by WF or Western Union or whatever else, is something that should be looked at, and possibly changed. (limited, stopped, I dunno.) We've enough problems within our own country(s) that shipping the money away to despot countries is only perpetuating the problem. Or?????

Why should any government stop people from moving their legally gained money to anywhere else?

That's rhetorical, right?

Any thing you can think of is going to be ripe for private property abuse.

 

[Greg Langelius *]

Big banks and insurance companies are simply brokers for thrift and risk. They underwrite small insurers and banks on a minute-by-minute basis.

Any marketing/buying decision one might make with any financial institution is going to be but a single a drop in that single huge fish bowl.

If a boycott or a switch makes you feel good, fine; but any change you make is going to involve fees, and they all get a slice of that pie.

Moving your money just plays to their strategies, and feeds them all.

Greg

Look up something called "the overnight float" if you want to better understand the world of big banking.

 

[pmclaine]

Why should any government stop people from moving their legally gained money to anywhere else?

That's rhetorical, right?

Any thing you can think of is going to be ripe for private property abuse.

When it's done by illegal immigrants that come here to basically take from the system, never assimilate and milk Uncle Sam to the full extent fuck it.

Do you agree with the Dominicans sending barrels of food stamp food back home?

https://nypost.com/2013/07/21/ny-fo...ives-in-jamaica-dominican-republic-and-haiti/

 

[Frankly]

Why should the government have any involvement with money at all? That’s the whole idea behind cryptocurrencies. They may be sketchy now but I hope they get traction.

 

[pmclaine]

Why should the government have any involvement with money at all? That’s the whole idea behind cryptocurrencies. They may be sketchy now but I hope they get traction.

According to our Constitution money should be minted silver or gold, at minimum backed by a real tangible item of value.

Our fiat paper is cryptocurrency.

Can you say quantitative easing?

 

[Sean the Nailer]

When it's done by illegal immigrants that come here to basically take from the system, never assimilate and milk Uncle Sam to the full extent fuck it.

Do you agree with the Dominicans sending barrels of food stamp food back home?

https://nypost.com/2013/07/21/ny-fo...ives-in-jamaica-dominican-republic-and-haiti/

This shit's just wrong.
American "welfare" is to go to help Americans.
Canadian "welfare" is go to to help Canadians.

Other countries are so great at what they do, and how they're doing things... that they should continue to do so 'in-house'. The SAME goes for "cleaning up" other countries and their issues. Then, and only then, could 'aid' be partaken.

Ya'll do shit over there, how ya'll want to, because everything is so utopian on how you do things. We'll do shit over here, the way decent folk have designed/built this continent into over the 'some centuries' and continue to do so. Keep your shit 'over there' and we'll continue to do things our way, 'over here'.

I don't have a problem helping someone get ahead. I have a problem 'helping' someone get "their agenda" ahead. Especially if it is contrary to "OURS".

That's not "racist" or anything like that. That SOCIETY. Or better yet, CIVILIZATION.

 

[PistoleroJesse]

When it's done by illegal immigrants

I said legal.

According to our Constitution money should be minted silver or gold, at minimum backed by a real tangible item of value.

Our fiat paper is cryptocurrency.

Can you say quantitative easing?

Wrong. Our constitution defines limits on government, not the people.
As for the Article 1 Section 10 it states:

No State shall enter into any Treaty, Alliance, or Confederation; grant Letters of Marque and Reprisal; coin Money; emit Bills of Credit; make any Thing but gold and silver Coin a Tender in Payment of Debts; pass any Bill of Attainder, ex post facto Law, or Law impairing the Obligation of Contracts, or grant any Title of Nobility

So that means the States may not pay for services with anything other than gold and silver...

How the F we got to today's weird place and how we also got to your bizarre interpretation of the constitution are not wholly unrelated....

 

[pmclaine]

The strongest argument for "legal tender" is embodied in this excerpt from the Knox vs Lee SCOTUS case that affirmed the issuance of paper notes..

"It is absolutely essential to independent national existence that government should have a firm hold on the two great sovereign instrumentalities of the sword and the purse, and the right to wield them without restriction on occasions of national peril. In certain emergencies government must have at its command, not only the personal services-the bodies and lives-of its citizens, but the lesser, though not less essential, power of absolute control over the resources of the country. Its armies must be filled, and its navies manned, by the citizens in person. Its material of war, its munitions, equipment, and commissary stores must come from the industry of the country. This can only be stimulated into activity by a proper financial system, especially as regards the currency."

Our monetary system derives from an initial printing of 150,000,000 in the midst of the Civil War to pay and supply the Army in the field.

Our paper money system has gone from one based on borrowing, and borrowing is all that paper money is, in exigent circumstances to one of convenience. Now we even manipulate it to the advantage of the government, disadvantage of the borrower while chastising other governments for doing similar.

It is correct our Constitution is designed to limit government, not the people.

It is obvious from the state of our current national debt that Congress has abused a power not expressly forbidden, gained only under the pretenses of national emergency, to act in a manner inconsistent with the intent of the authors of the Constitution.

To further compound the problem where does it state congress may delegate its obligations under Article 1 Section 8 to a private institution?

Im not a kooky Sovereign Citizen that believes the world should only function on gold but "Full faith and credit" requires more than presenting a nice shining building built slab on grade in a swamp.

Our Revolution was the offspring of the French and Indian War and the scheme devised by Britain to pay that debt. The Founding Fathers were well aware of monetary schemes that took advantage of the people to the benefit of government.

If you want to be a textualist/original intent believer in the Constitution rather than viewing it as an "evolving" document than our current system does not appear to fit what the Founders fought for.

 

[hlee]

Gold and silver have no more actual value than paper currency. Intrinsic value (the value an item has merely because it exists) is a fabrication. Items have value for only one reason- someone else wants them. As far as utility, outside of electronics and jewelry, gold and silver are virtually useless.

Don't believe me? What is the current value of gold?

Go into a convenience store and offer the clerk 0.1 grams of gold for a coke and see how far you get...

 

[Rthur]

Gold and silver have no more actual value than paper currency. Intrinsic value (the value an item has merely because it exists) is a fabrication. Items have value for only one reason- someone else wants them. As far as utility, outside of electronics and jewelry, gold and silver are virtually useless.

Don't believe me? What is the current value of gold?

Go into a convenience store and offer the clerk 0.1 grams of gold for a coke and see how far you get...

Agreed, the basis of the shiny object.
Debeers has been mildly successful with this idea.

R

 

[pmclaine]

Its true but its value is in its perceived rarity and the desire of the market.

For gold and silver there is to some extent truth in this but usefulness as a convertible currency is not as convenient as money.

Not to mention what screwed with our metal based currency was the setting of its value by the govt.

Often the set govt value did not keep up with the world market and speculators were able to play the system.

So congress sets the value of gold at $X and the world market is above $X next thing you know all US minted gold is shipped out of country at a profit to the speculator and our markets have nothing to trade with.

At least metals do have that measure of maintaining value for their own sake.

Diamonds on the other hand are a joke. What would their value be without DeBeers control?

 

[pmclaine]

If the govt can require for profit banks to maintain a reserve shouldnt the govt be required to maintain a reserve?

Our money isnt anchored to Fort Knox and who knows what is in Ft Knox anyway.

What our govt currently borrows on is the sweat equity of each of us and lands/properties in the public domain.

Granted unsure how our creditors would claim their debts if we forfeited.....

All just a giant Ponzi scheme that seems ripe for a Cypress reset.