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PortaJohn

while i don't excuse her ignorance, it seems like predatory lending.

Years ago the wife and I looked at a Jeep, I am guessing this is early 90's. They are running a $99 for the first year of payments.

Ok lets look, the wife (the smart one of us two) comes up and says, that $99 will not even cover the interest on the loan on this vehicle, what happens to the rest, oh ahhhhh, it is rolled into the principal. To that I say so you mean I am going to have a greater debt each month.

We got invited to leave. A little while later the AG went after this practice.
 
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Years ago the wife and I looked at a Jeep, I am guessing this is early 90's. They are running a $99 for the first year of payments.

Ok lets look, the wife (the smart one of us two) comes up and says, that $99 will not even cover the interest on the loan on this vehicle, what happens to the rest, oh ahhhhh, it is rolled into the principal. To that I say so you mean I am going to have a greater debt each month.

We got invited to leave. A little while later the AG went after this practice.
The "culture" in America has changed.
Looking at the average American couple.... Neither one is the "smart one".
The vehicles have changed. Crash part are all plastic, snap together. Insurance is much higher.
Consumers can't work on their own vehicles for different reasons.
It takes a lot of money to get an AG off their ass these days.
A USD buy's very little.
 
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One thing with these illegals that seems woefully missing is gratitude. Its telling for the country's future when you combine it with the gen z that refuses to work a job - socialism.

I have no doubt they are being coached by someone who believes they can turn a nickel on the effort.

Not that you're wrong.
 
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