Thumper, there was a guy on here who said he was part of developing manuals and writing them. I can't recall offhand what he said, but I do remember it was substantial.
Not sure how old you are, but if you have access to older manuals, compare cartridge loads from old to new. They tone their data down quite often. So a load that was safe in 1985, might be over max today!
As for %, I have no way of knowing. But I can say, I like the Norma manual, and Norma powders, they are close to real world stats. Not sure if it's because it's Europe, instead of here????