In general if your seating die is hitting your shell holder, you can adjust your die. I.E unscrew it some, and move the lock ring down. Then follow that by screwing the seating stem in farther. I have never found a seating die that needed material removed. If I did, I would be much more likely to grind a shell holder than a die.
You’d never tell if you looked at mine it was ground. Anyway yes your option is good too. Mine works as needed and it’s mine.
First, I clean the die.
Second, I raise the ram with a case, screw the die down
to coil bind, then back it off, but only enough to position
the micrometer marks so I can read them. A 1/4 turn is
plenty. At this time I also check that the shell holder
does not contact the chamber sleve. If it does, I shorten
the sleve. I want the case shoulder to push the sleve up,
not the shell holder. I feel this centers the case better.
Third, I adjust the micrometer to zero, and turn the
seating stem all the way up. Fourth, I insert a case and
bullet and raise the ram, then turn the stem down until
you feel it touch the bullet firmly. Then lower the ram,
screw the stem down about 3 turns and seat the bullet.
At this point, measure the length
of the round, determine how much shorter you want it,
and use a caliper to lower the stem by that amount.
Then use the micrometer to fine tune.