So...what's yer "Plan B"?

[Vodoun daVinci]

It's no secret that many of our "Representation" in Congress and The Senate would like to "turn off" Social Security, Medicare, etc. or at least make deep cuts to these programs that millions of Americans depend on to keep a roof over their heads, food and medicine on the table, and keep on living another year or so. No doubt as well that these Programs have not been administered properly and are probably in trouble financially in the long term.

While I have saved and invested like a bandit, I'm now retired and ashamed to admit that without that $3600 a month in SS (and Medicare) I'll need to survive the next 30 years on roughly $3K a month for the two of us. Frankly with the Markets being in the biggest shitter they have been in for decades I have actually lost $30K this year already. I can't make it without SS and Medicare in America.

I have lots of friends and coworkers all over the world. My Plan B for when they end (if they end) Social Security is to emigrate to places where folks can live well on $2K - $3K a month . I have friends who have been begging me for a decade to look at some options - seems that a couple can get an apartment (nice place) outside of Lisbon Portugal, eat well, get senior transportation (free!) to see Europe and get some of the best health care in the world and live well for $2K a month. I'd have to give up my guns (maybe) but if I sell the house and the cars and everything and move to Portugal/Spain I can live out my days without fear of starving, living in a box, or not getting medical attention I can't afford. Worse case scenario, this is my Plan B.

What's yours?

VooDoo

 

[FWoo45]

Work til I die. I’m young enough that I’m sure I’ll never see a dime back that I pay in to the SS bullshit.

 

[Im2bent]

Panama is supposed to be amazing.

 

[NoDopes]

They won't modify it for anyone already on it. As they have already done, they'll keep raising the age to qualify for those that aren't there yet.

 

[Beefmanne]

 

[Huskydriver]

I don't plan on not working....

Wtf is this retirement bullshit?

 

[tomcatmv]

It's no secret that many of our "Representation" in Congress and The Senate would like to "turn off" Social Security, Medicare, etc. or at least make deep cuts to these programs that millions of Americans depend on to keep a roof over their heads, food and medicine on the table, and keep on living another year or so. No doubt as well that these Programs have not been administered properly and are probably in trouble financially in the long term.

While I have saved and invested like a bandit, I'm now retired and ashamed to admit that without that $3600 a month in SS (and Medicare) I'll need to survive the next 30 years on roughly $3K a month for the two of us. Frankly with the Markets being in the biggest shitter they have been in for decades I have actually lost $30K this year already. I can't make it without SS and Medicare in America.

I have lots of friends and coworkers all over the world. My Plan B for when they end (if they end) Social Security is to emigrate to places where folks can live well on $2K - $3K a month . I have friends who have been begging me for a decade to look at some options - seems that a couple can get an apartment (nice place) outside of Lisbon Portugal, eat well, get senior transportation (free!) to see Europe and get some of the best health care in the world and live well for $2K a month. I'd have to give up my guns (maybe) but if I sell the house and the cars and everything and move to Portugal/Spain I can live out my days without fear of starving, living in a box, or not getting medical attention I can't afford. Worse case scenario, this is my Plan B.

What's yours?

VooDoo

How do you get $3600/month in SS and Medicare? You must have made beaucoup bucks when working.

 

[Vodoun daVinci]

Work til I die. I’m young enough that I’m sure I’ll never see a dime back that I pay in to the SS bullshit.

That was my Plan A *but* my Employers decide they couldn't fill the roles of Manual Labor with new young folks so 66 YO Field Service Specialist need to haul ladders and pound holes and pull cable and freeze on new construction sites - they decided to cripple me so I retired at 66 rather than be rode like a post horse.

I was happy but then my RIF (Retirement Income Fund) started losing money for the first time in 10 years and now they wanna gut SS. So I'm kinda grumpy.

VooDoo

 

[Vodoun daVinci]

How do you get $3600/month in SS and Medicare? You must have made beaucoup bucks when working.

Combined potential SS income for Mama and Me. I get $2K a month and she's scheduled for $1600 next year. Medicare I pay for my supplements and Part B *but* that's dirt compared to what we were paying for "High Deductible", $8K out of pocket Health Insurance thru my past employer.

VooDoo

 

[Alphatreedog]

Given some thought to gettin lost in Denali or Canadian Rockies .
My 401K is down 70 effin K . We moved from Vanguard and have been takin it in the ass ever since .

 

[Maggot]

Panama is supposed to be amazing.

Ive looked into it and youre correct, though its terribly humid in most places. Great benefits for retires. As long as youre willing to give up the GUNS. Belize allows you to have up to a 357 caliber and I believe up to 308 but no semi autos (They refer to them as 'weapons of war').

 

[TurboTrout]

To me that’s felony theft by conversion.

But frankly I don’t do downtime so I’ll retire in death regardless of how much I make.

 

[lonegunman762x51]

I worked three long term jobs and have three pensions coming. I already collect two, the third starts in a year and includes medical. While I do not have millions in the bank or anything like that, I will do okay. My retirements are across municipal, state and federal pensions and a 401K that I manage myself these days.

Unless the entire thing goes in the shitter. Before social security I'll make something in the mid 90's annually. It only took forty years to make this plan come together and FJB is fucking going to ruin it when I am 10 months out.......................................God I hate fucking Democrats.

Fuck Joe Biden and fuck every asshole who ever voted for a piece of shit Democrat and caused this problem.

 

[Maggot]

That was my Plan A *but* my Employers decide they couldn't fill the roles of Manual Labor with new young folks so 66 YO Field Service Specialist need to haul ladders and pound holes and pull cable and freeze on new construction sites - they decided to cripple me so I retired at 66 rather than be rode like a post horse.

I was happy but then my RIF (Retirement Income Fund) started losing money for the first time in 10 years and they wanna gut SS theyve stolen most of the SS and are waiting to steal the rest.. So I'm kinda grumpy.

VooDoo

 

[hafejd30]

Work til I die,

the American dream

A lot of people don’t look very far ahead and bury themselves in loans. Barely keeping their head above water with no blue sky on the horizon anyways

My plan A is to pay off my debt early. Even if that means smaller house, older truck etc.

Plan B is for Joe Biden to take care of me financially when I go nuts attempting plan A

 

[Maggot]

Given some thought to gettin lost in Denali or Canadian Rockies .
My 401K is down 70 effin K . We moved from Vanguard and have been takin it in the ass ever since .

I hope you like cold. I hate cold. Fuck a bunch of cold. Id rather be in hell than cold.

 

[lonegunman762x51]

I do have a buddy heading to Panama. His wife is dumping him and taking half, he has found a Panamanian plumper who lives on 20 acres near the canal zone and he is heading there after he hits 60. If he lives more than six months, I'll have him report back.

 

[Maggot]

Work til I die,

the American dream

A lot of people don’t look very far ahead and bury themselves in loans. Barely keeping their head above water with no blue sky on the horizon anyways

My plan A is to pay off my debt early. Even if that means smaller house, older truck etc.

Plan B is for Joe Biden to take care of me financially when I go nuts attempting plan A

I was thinking 'Break into the White House, shit in Joe's mouth, spend the rest of my life in a cushy Federal Institution of one sort or another.'

Actually, I had planned to retire to Oaxaca Mexico, a beautiful spot, and inexpensive. The Cartel's fixed that. Im looking a the north shore of Columbia, between Cartagena and Santa Marta. Theres a direct flight between Ft. Lauderdale and Cartagena 2hours, for about $125 in case you need to get home in a pinch.

No bang sticks allowed.

 

[theLBC]

 

[hafejd30]

I was thinking 'Break into the White House, shit in Joe's mouth, spend the rest of my life in a cushy Federal Institution of one sort or another.'

You can be the cream in a couple dudes Oreo

 

[TurboTrout]

I do have a buddy heading to Panama. His wife is dumping him and taking half, he has found a Panamanian plumper who lives on 20 acres near the canal zone and he is heading there after he hits 60. If he lives more than six months, I'll have him report back.

Sad when men make their life around a woman, for the most part that’s a asset investing/sacrificing into a liability

Shit ain’t a buy, it’s a low mileage lease.

 

[2aBaC̶a̶]

Costa Rica is nice and theres many expatriates there. As much as I would like to plan, as volitile as things are all the planning could be wiped with a stroke of the pen.

 

[Maser]

Learn to code.

 

[Docsherm]

Plan A: Don't be a poorer

Plan B: See plan A

 

[TurboTrout]

Learn to code.

 

[UKDslayer]

Costa Rica is nice and theres many expatriates there.

Costa Rica, Belize also fair favorable with respect to jet streams in event of nuclear..."events".

 

[BLKWLFK9]

Sling dope, peel money, and touch bitches...

If I get arrested, well... 3 hots and a cot for life. No need for savings.

 

[Vodoun daVinci]

My Plan was to work til I die and that ended in 2000 when my business evaporated ( we were fixing TV's and Electronics) and to stay employed another 20 years I had to go back to working for "The Man". It has not been pretty...beat the Life out of me making Millionaires another 10 million while they shit on my desk.

Anyway, eventually you get to the point that you realize that you won't die in the saddle. They'll just ride you till you can't get up any more and then shoot you *after* you are so crippled and worn out you ain't worth a fuck to anyone anymore. Nope, I'm loving retirement - making music again, coding Flight Sim aircraft animations, fixing the house...looking after my MIL and 90 YO Mama.

Just sweating the money stuff for when they pull $3K a month out of my income. Gotta have a Plan, right?

VooDoo

 

[mosin46]

i will be ok with pension,SS,stock fund and proceeds from rev mortgage. but,i do not think that a stroke of the pen can't tank all of that. all us oldies are paying income tax on our SS and being charged about $200/mo for medicare plus whatever other coverage one has. those hits on gov "guarantees" are just a sample of what can easily happen. yes,i know my children,grandchildren and greats (if this system survives til they are of working age LOL) are being raped to provide that stuff. plus we really need to make sure that all the illegals and generations that never worked a day have the benefits they are entitled to because they have a pulse. BTW you don't need a pulse in order to vote in this country.

 

[hafejd30]

I’d ask lancedarkhorsecockgobbler how to make $30,000,000 a month but he got banned before releasing his secret

 

[TurboTrout]

Thinking if I was doing the SS/pension lifestyle I’d be in MX or Thailand or something, US unless you’re filthy rich you’re going to be in a fucking trailer park and always eating at home from stuff you buy from Walmart, especially with all the inflation our government caused.

USA is slumdog millionaire inbound.

 

[LawnMM]

 

[TurboTrout]

View attachment 7862196

More of a lancer guy, but the poors will be popping their pmags, and hommies shall yeet I suspect

 

[acudaowner]

by the looks of it there are tons of women correctional workers in dire need of some loving and school teachers go get em move to Utah marry them all start your own cult . remember to get the tax exempt status before marrying all of them or starting your own cult .

 

[Alphatreedog]

I was thinking 'Break into the White House, shit in Joe's mouth, spend the rest of my life in a cushy Federal Institution of one sort or another.'

Actually, I had planned to retire to Oaxaca Mexico, a beautiful spot, and inexpensive. The Cartel's fixed that. Im looking a the north shore of Columbia, between Cartagena and Santa Marta. Theres a direct flight between Ft. Lauderdale and Cartagena 2hours, for about $125 in case you need to get home in a pinch.

No bang sticks allowed.

You need to think Belize . You could live like a king on American retirement . Do the Surf Bum thing . Dive whenever it suits you . Fish a plenty . Britt SAS may still be there so you'd have some 1st World Western people's to converse with .
Maybe do some mechanical work or welding on the side .

 

[Steel+Killer]

Fuck Joe Biden and fuck every asshole who ever voted for a piece of shit Democrat and caused this problem.

Yea because republicans have been really fighting for you over the years......fuck those war mongering pieces of shit fuckem all.

 

[Snipe260]

I’d ask lancedarkhorsecockgobbler how to make $30,000,000 a month but he got banned before releasing his secret

He was fucking horses in the freak tent at the local fairs!

 

[mosin46]

latin american places OK if you speak spanish and are OK if you can dig a manayana life style. a lot of american expats end up coming back. thailand? know a guy how is married to a thai. he seems to be OK with going back and forth. you are not going to be able to be bugaphobic in SE asia. finding a 2A friendly place will be tough. as bad as things look to be getting here,i don't see anywhere else getting or being better. wish i did.

 

[TurboTrout]

I

Yea because republicans have been really fighting for you over the years......fuck those war mongering pieces of shit fuckem all.

What was the difference between hard core dem obama and hard core republican bush v2.0?

I don’t mean marketing, I mean in the product?

 

[kenny1773]

I don't expect any Social Security money. If I get any, it will buy more guns and ammo with it
I hope medicare is still around, but that is the ONE thing I have no handle on for retirement
what medical costs will be

For those already retired that HAD a plan that is now fucked, only option is to beg or go back to work

 

[Joelives]

Well for me im in construction and its rental income, or net neutral property (the income on a house pays all the expenses).
Without extra income being on a fixed or declining income is a trap. I know most can't do it but a 2nd house , bare land etc
at least gives you options and cash when you need it.

 

[KYAggie]

Just wait until Brandon’s policies completely run the economy off the cliff and everyone’s 401K effectively becomes a “201K” and watch how fast the commies will start talking about how much better Uncle Sam could manage your money and how fast the weak minded idiots in major metropolitan areas bend at the knee and hand it to them, cuzzz you know how all the facts point to how wonderful the government, regardless of party, is at managing things; at least that will be the collective psychosis spewed from the ministry of truth and the media stool pigeons. Away our hard earned and saved money will go where half of it will be instantly spent on those who have never contributed to anything after they put half of it in their own pockets somehow.

Que the next revolutionary war…….forget civil war.

 

[TurboTrout]

I don't expect any Social Security money. If I get any, it will buy more guns and ammo with it
I hope medicare is still around, but that is the ONE thing I have no handle on for retirement
what medical costs will be

For those already retired that HAD a plan that is now fucked, only option is to beg or go back to work

I wish I was rich enough to be that accepting of that much theft from my family.

You just be making like 50M a year or so?

 

[Im2bent]

Just wait until Brandon’s policies completely run the economy off the cliff and everyone’s 401K effectively becomes a “201K” and watch how fast the commies will start talking about how much better Uncle Sam could manage your money and how fast the weak minded idiots in major metropolitan areas bend at the knee and hand it to them, cuzzz you know how all the facts point to how wonderful the government, regardless of party, is at managing things; at least that will be the collective psychosis spewed from the ministry of truth and the media stool pigeons. Away our hard earned and saved money will go where half of it will be instantly spent on those who have never contributed to anything after they put half of it in their own pockets somehow.

Que the next revolutionary war…….forget civil war.

Well to be fair all those senators are worth millions so they do know how to handle your money......lulz.

 

[tomcatmv]

Combined potential SS income for Mama and Me. I get $2K a month and she's scheduled for $1600 next year. Medicare I pay for my supplements and Part B *but* that's dirt compared to what we were paying for "High Deductible", $8K out of pocket Health Insurance thru my past employer.

VooDoo

Gotcha.

 

[MrSmith]

Start drinking again. Always been an overachiever.

Thank you,
MrSmith

 

[KYAggie]

Well to be fair all those senators are worth millions so they do know how to handle your money......lulz.

Thanks for the laugh! Yes, they know how to “handle” it alright; just not in ways I approve of.

 

[Nik H]

It's no secret that many of our "Representation" in Congress and The Senate would like to "turn off" Social Security, Medicare, etc. or at least make deep cuts to these programs that millions of Americans depend on to keep a roof over their heads, food and medicine on the table, and keep on living another year or so. No doubt as well that these Programs have not been administered properly and are probably in trouble financially in the long term.

While I have saved and invested like a bandit, I'm now retired and ashamed to admit that without that $3600 a month in SS (and Medicare) I'll need to survive the next 30 years on roughly $3K a month for the two of us. Frankly with the Markets being in the biggest shitter they have been in for decades I have actually lost $30K this year already. I can't make it without SS and Medicare in America.

I have lots of friends and coworkers all over the world. My Plan B for when they end (if they end) Social Security is to emigrate to places where folks can live well on $2K - $3K a month . I have friends who have been begging me for a decade to look at some options - seems that a couple can get an apartment (nice place) outside of Lisbon Portugal, eat well, get senior transportation (free!) to see Europe and get some of the best health care in the world and live well for $2K a month. I'd have to give up my guns (maybe) but if I sell the house and the cars and everything and move to Portugal/Spain I can live out my days without fear of starving, living in a box, or not getting medical attention I can't afford. Worse case scenario, this is my Plan B.

What's yours?

VooDoo

If what you propose happens and Plan B is needed, none of what you're worrying about will matter in the least.

Without SS, there would be tens of millions of people who would suddenly be homeless. People will be eating each other as it would be a societal collapse. If SS fails, it is likely that whatever investments you have have would also be worthless.

Your only objective would be to survive.

Therefore, enjoy life based on plan A

 

[Im2bent]

At that point.....

 

[mosin46]

yes to above. if the apocalypse comes; economic,social,political whatever; the survival rate for those over 50 or 60,maybe over 40,for sure over 70 will be very low. same with little kids. my plan B is to continue plan A,as no choice really. prep to survive maybe 6 months in a partial collapse and if that's not in the cards,i don't really care.