I'm on co-op line which I have seen is a much simpler arraignment. it can be done with Oncor. I'll ask my buddy what he wound up with. He does buy his power from TXU and is on Oncor line. He put same system in as mine just 1 array instead of two. We also put his in the back yard as a trellis next to the pool on a cedar structure it looks pretty cool. He wanted bi facial panels, but at the time they did not have bi facial panels that were residential or optimizers that work with them.
I do not have storage, I do have the inverters that are compatible with the backup interface and a 7kW Kubota generator, so even on a loss of power my system will disconnect from the grid and the generator will run so I will get power from the generator and solar during the day. The generator is enough to run the fridge, freezer, communication gear, and well. That and not burn retarded amount of fuel.
After snow maggedon last year the power prices are going to go up. United co-op which buys all there power from Brazos bases the power prices on the cost of natural gas which has just about doubled this year. Let's go Brandon .... Which normally our "Brazos power cost recovery" charge is typically closer to zero or a bit negative. Last couple months it's been $20-30 due to the huge increase in natural gas prices.
Also there is still a bunch of fall out from snowmageddon. Bankruptcies, insurance claims, lawsuits, new rules, laws.... Regulations......
Which in the end it just means the consumer pays more. That's one of the largest reasons I put my system in. At this rate we will be back to 0.20-0.25 cents a kW in no time.