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Student Debt?
- Thread starter Maggot
- Start date
In-state tuition at The University of Texas from 1996-2000 was right around $100 per credit hour. I wrote a check to the registrar’s office before each semester for $1500-1800. 3 morning classes on MWF and 2 morning classes on TTH allowed me time to commute to my after school job. 5-6 hr shifts 4-5 days per week earned me food money, gas money, car insurance money, date money, and tuition money. My parents paid the fees for AP exams and I turned that investment into the equivalent of 2 semesters of full time schooling.
The tuition calculator at utexas.edu currently estimates tuition at ~$6000 per semester…
The tuition calculator at utexas.edu currently estimates tuition at ~$6000 per semester…
Wasn't there a supreme court ruling on that being racial discrimination?
Nevermind, I just looked it up. The decision is pending. Hopefully with this court we can see positive movement on this front.
See ---> Students for Fair Admissions v. President and Fellows of Harvard College
it doesn't get better eating out and drinking over-priced coffee.
if you are rich enough to afford to eat out 2-3 times a day, you don't need to complain about student loans. jmo.
similar increases here, with tuition triple what it was 20 years ago.
of course, not because more professors or higher salaries, but mostly additional administration costs, because they have to have diversity officers, and support programs for everything.
I don't know many that racked up that much beyond tuition, room and board. I am sure those individuals exist but they are in the minority. The issue is the cost of tuition, even state schools are becoming outlandish.
I would rather my tax money go toward education or healthcare than some transgender study or arming Ukraine.
Can be good or bad, definitely depends on the individual. The same can be said for college as well. Driven individuals seem to thrive no matter the path.
Living costs are crazy. Out of school tuituion rates are nuts too. Some states have insane instate.
For example, it was cheaper for NJ residents to go to out of state schools than their own in state schools.
Room+Board+Tuition+books+Fees can easily be 20-25K a year at an instate school.
Yea they are great till you find out they are a scam, non accredited and you are still taking out huge loans.
The best thing is to go into the trades. Linemen, Electrican, Plumber, Elevator, ect. You get paid while you apprentice, school is free and in 4 years you have your licence and make great money + OT.
I fine with it as long as he sends 250K my way for my investment...
Whoa. Not all vo-techs are scams just become some very high profile ones were.
Same applies to online colleges.
Oklahoma and Texas both have some nice vo-tech's that I can think of off the top of my head. As with any educational institution make sure you do your research before signing up.
Hey,
I will preface this with: I am a registered Democrat, but I am a rational adult and I make my own decisions based on facts, including my conceal carry permit and support of the second amendment. I stumbled upon this site while grumbling about idiots crying for their student loans to be forgiven. What!?! I have MULTIPLE college degrees, for which I worked my tail off and paid my way through school each step of the way. This student loan forgiveness BS rubs the wrong way. Since I paid in full for my education (NO help from anyone other than myself), can they finish paying off my mortgage on my house for me instead? I mean, really. It’s disgusting. It sets a bad example for those currently attending college, and it sets a bad precedent in general. Thanks for letting me vent… I appreciate y’all.
Let me be the first to welcome you to the Hide. Have a tough skin and you'll be ok. Just look out for Lowlight, he's an evil one for sure.
Sounds to me like you might be a 'DINO' Democrat In Name Only.
So the folks that created this fucked up mess/regulations are going to "fix" it with more of my tax dollars?
Asking for a friend.
See anything wrong/familiar with this ^^^.
R
Asking for a friend.
See anything wrong/familiar with this ^^^.
R
yeah, i don't want it to seem like an attack or pile on, but i am curious what democrat policies are still attractive to folks.
i won't get into the fact that they never actually deliver anything they promise...
open borders - mass immigration
crt - wypipo are evil
make all drugs legal and let people die
lgbt+ indoctrination in schools
ban firearms
defund the police
keep chronically failing public schools open and let the kids suffer and fail
eliminate 1st amendment and make criticism of the government illegal
wage war on small businesses so only big box stores survive
give china anything it wants, and cover for them when they kill millions
abortion on demand up to 3 months postpartum....
did i miss anything?
As long as the federal gov’ment makes funds available to CHILDREN the schools will keep raising prices.
Remove the opportunities for stupid choices and watch the prices follow.
Tax the schools dowery to pay off the loans.
If you're a "kid" at college age it's either because your parents failed you, or college isn't a good fit for you. That's no excuse to put a burden on everyone else. Kids in other parts of the world have been working 60 hour weeks and helping to support their family for years by the time they hit 18. Some time ago, the same could be said for kids in the US.
My 12 year old is 20 feet away from me right now in my office. He works eight to ten hour days three days a week during the summer at $10 an hour. By the end of the summer he plans to build a 6mm variant off of an origin with his own money. I'll cover the glass. By the time he reaches high school, he'll be full time during the summer and part time during the school year. Hours will vary depending on his courseload and extracurricular activities. I did the same when I was his age.
For the love of God, raise your kids to be productive and teach them basic money management. I have no interest in paying for their basket weaving degrees.
Everyone wants to blame the government. Frankly, that's bullshit. Whatever happened to taking responsibility?
My 12 year old is 20 feet away from me right now in my office. He works eight to ten hour days three days a week during the summer at $10 an hour. By the end of the summer he plans to build a 6mm variant off of an origin with his own money. I'll cover the glass. By the time he reaches high school, he'll be full time during the summer and part time during the school year. Hours will vary depending on his courseload and extracurricular activities. I did the same when I was his age.
For the love of God, raise your kids to be productive and teach them basic money management. I have no interest in paying for their basket weaving degrees.
Everyone wants to blame the government. Frankly, that's bullshit. Whatever happened to taking responsibility?
sounds like it's time for them to get a
to pay there own debt off .
to pay there own debt off .
if you want to have adult like rights and privileges, you have to have adult like responsibility. "I didn't know" is not a fucking excuse for not paying the debt you sign on the dotted line for.
Yes, availability of loans has driven tuition costs increasing well above inflation for 20+ years… That does not change accepted personal responsibility for debt.
Yes, availability of loans has driven tuition costs increasing well above inflation for 20+ years… That does not change accepted personal responsibility for debt.
Not one to regularly hit slate, but this hit my feed as this thread popped up again:
MSN
www.msn.com
If you are the right shade of brown… yes.
Bribing the electorate with their own money….
DeTocqueville was right, even if I can’t spell it before coffee and I am too lazy to look it up.
Sirhr
Because colleges do the math to the exact penny on how much they can extract from the student loan program… by making the student an indentured servant… and price their college accordingly. While professors make 300k for teaching 2 classes and their time is spent looking for ways to turn students into communists.
College prices reflect availability of loans. Stop the loans and the price of college drops over night.
Why is it that a student at 17 can get 200,000 in college loans. But the bank won’t touch a young person with ambition for a $20,000 business startup loan?
Ummmmmmm….
Sirhr
Don’t forget the $1,599 latest model phone and $2000 - $3000 a year spent on data and phone plans and Hulu for phone, computer, car, parents basement…
And the electric car.
And the latest fashions and trips so they can Instagram themselves and aspire to be “influencers.” Instead of building useful careers.
Sirhr
"my body, my choice"
"Your student loan, your payments"
"Your student loan, your payments"
Pay as much as possible as you go.
Drive a 10 year old econobox with roll up windows.
Eat ramen and saltine crackers if you must and don't get too wrapped up in chasing females.
Stay focused and committed while you stretch your dollar.
After a long day laboring in the hot sun, a glass of ice-cold water will taste better than the finest scotch or champagne. True appreciation requires a frame of reference. Suffer a little bit now and the satisfaction you seek will be magnified in time.
100%. The only issue would be access would be more difficult. There are ways to navigate through that though.
What if the narrative is being sold as poor college grads and it's really bankers/shareholders looking for more gov handouts?...
R
R
They just need to do away with student loans. The market will fix itself.
Correct. Good universities will have good, employable graduates. Who will appreciate their educations. And as a result, will give back to the University's Endowment. Which can grow and be used to fund scholarships for the deserving who cannot afford an college education.
And cultivate business at universities, instead of rejecting capitalism. And then the business community will fund scholarships and infrastructure and send their employees to get educated, etc. And endow the place further.
Noone is going to pay for a brainwashing indoctrination center except retards who want to get indoctrinated and sell their life away doing it. Then complain about student debt. FUCK them.
You graduate with an engineering degree and you make money instantly and have zero problem getting a job. You get an accounting degree... same thing. Or nursing. Or computer science. You know... things that require work and standards. You want to do feminist studies or garbage like interpretive dance or African "We was Kangs" studies... then you are an idiot and noone should be paying for your retarded choices.
As for the poor (and the talented)... my best friend in college and still one of my best friends today... was dirt poor from the Burnt Hills area of NY. Dad was a railroad worker who got laid off and his only family income was what he got from the National Guard. ROTC scholarship paid for a 4 year engineering degree and gave him a stipend. He served 4 years as a Jr. officer then resigne his commission and re-enlisted as an E-5 to go to Special Forces school. Retired from SF after 25 years... The Army got their money's worth. His older brother did the same thing... got a Silver Star at Easting. His younger brother... worked as a driver for Coca-Cola as a high-school student and they gave him a full-ride scholarship through the corporation. Three boys got college with not a penny of debt in a family that had no money... at all. We all graduated between 1987 and 1990. So it's not like this was some Norman Rockwell shit.
Do something useful. And you can get educated for doing it.
That especially includes the trades -- the most useful pursuits of all. Because nothing and I mean nothing runs if the guys who make it work... don't show up. Noone 'needs' a college education. We ALL need people who can work to build things. Whether educated via apprenticeship or College. You need to be useful or you're useless.
Sirhr
Sirhr
The inability to achieve has always been a characteristic of an unmotivated individual. One of the great things about America is economic class does not limit one's potential.
Forgive student debt and we get to pay for it.
Bail out the lenders and we also get to pay for it.
Deadbeat losers are fucking us either way.
I know I'm the odd man out and I'm going to ruffle some feathers, but I don't see a stellar future for tradesmen in the long term. I'm seeing too many private equity groups getting involved. Look at the HVAC industry right now.
First comes horizontal integration, then they shift to vertical. Once they acquire major suppliers they jack up the prices for the independent guys to the point where they can't compete. Then they hire those independent guys they put out of business. Then lobbyists to protect their interests.
We're seeing this in smaller industries right now. Safelite Autoglass is a good example. Little guys are getting knocked off left and right. I'm getting bad vibes all around.
Which works to a point.
But the reality is that the 'handy' will always be useful.
"My name is Tuttle." Buttle... Tuttle.... the handy are always capable of being... handy.
Sirhr
And on a more serious note... if the 'handy' don't want to go to work for Blackrock or Safelite, they will be 'handy' working for niche needs that don't attract corporate attention.
The 'tinker' may come back into fashion. As the 'tinker' can do anything. But is master of nothing. So noone wants him. But everyone wants him. Because he can do anything.
So... be handy.
Like I said, if you are not useful you are useless! ;-) Lots of useful people around here.
Sirhr
This is the truth. Right now it doesn’t pay( I am living this), but in the future when the university educated get desperate, the skills that every truck driver I have lunch with will be in desperate need. Thing is, I’m the kid, at 50. In 10 years 70% of them will be dead.
Joined today and dredged up a nearly year old thread. Fuck off bot.
Nephew had over 100K in student loans. Studied abroad, earned his master's. At 30, he has almost repaid the entire debt.
Math is hard. If you don’t spend a bit of time to understand it, it will fuck you dry and deep.
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