if you havent done it before Silencershop makes it so painless that its worth it to me even if they charge a little more.
might be worth looking into. their kiosk system has really made this process super simple. Just bought another one the other day, took me less than 30 minutes on the phone and Im submitted and stuck in the wait.
Not sure what its like where youre at but theres more than a handful of silcencershop partnered stores w/in 20 minutes of my house.