First off, there is no such thing as "full coverage". The term "full coverage" is a common myth people that don't understand insurance use. Typically people that have collision and comprehensive say they have full coverage and don't take into account deductible amounts, coverage limits, uninsured/underinsured bodily injury, uninsured/underinsured property damage, rental coverage, roadside assistance, riders for vehicle modifications, business exemptions, OEM replacement parts riders, or specialized coverages based on the usage of the vehicle.
Your truck will never be worth what you put into it. An example would be you can not take a $2000 vehicle and put on $8000 in tires and wheels and a $10K stereo in it and expect to have a $20K vehicle. It's still a $2K vehicle, the tires and wheels may add a
little value. A $10K stereo will not add anything to the value, in some cases it may decrease the value, especially if holes were cut for speakers and the dash modified to install it. You always have the option of removing any modifications and keeping the equipment. You will have to put the stock tires & wheels and stereo back on the car or negotiate a deduction if you no longer have them.
As far as State Farm scamming, not fucking likely. The three best insurance companies when it comes to settling total losses are USAA, American Family and State Farm. It's only a scam if you believe it is, you always have the option of not paying for comp and collision coverage if the vehicle is paid for. You are the one that has to decide which coverages, which deductibles and what limits you buy.
I don't know what you are trying to ask with this, "
Just wondering what I would be in to if I kept it with a salvage title." If you are asking what the process is in Wyoming to retain a total loss, I am not familiar with the current state laws and title branding requirements in WY. I haven't worked in that state in 20 years. Below is what Google says about WY, but take that with a grain of salt.
The "if you repair" language below pertains to making the vehicle safe to operate on public roads. It does not mean you have to fix cosmetic issues that do not effect function.
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