Cash back credit cards
- Thread starter deersniper
- Start date
I prefer ones that have a simple straight forward method.
In my case my favourite one is the Bank of America cash rewards card, it also offers an additional 10% bonus for sending the rebates to your savings account.
Depending on if you do a lot of travel or spend a lot of money on certain things, or want to save up for some big ticket item or vehicle or such, there may be one that fits your goals better.
I'm assuming of course you are always paying it off in full each month.
In my case my favourite one is the Bank of America cash rewards card, it also offers an additional 10% bonus for sending the rebates to your savings account.
Depending on if you do a lot of travel or spend a lot of money on certain things, or want to save up for some big ticket item or vehicle or such, there may be one that fits your goals better.
I'm assuming of course you are always paying it off in full each month.
Just got one, 15 months 0% on purchases and spend $500 in three months, get 200 bucks back
Chase freedom unlimited.
No membership fee
Basically make one big purchase Make 14 payments , have 30 days to spare
I think it has reward points on it to
Chase freedom unlimited.
No membership fee
Basically make one big purchase Make 14 payments , have 30 days to spare
I think it has reward points on it to
Ive been very happy with my Capitol one quicksilver card. 1.5% cash back, no annual fee.
US Bank Cash+ treats me well.
You get to pick 3 categories to get 5%, 2%, 2% each quarter all other buys I think 1%. You must remember to pick your targeted categories each quarter or you only get the 1%. They email a reminder. Categories include groceries, gas, restaurants, utilities......
As far as I know they never made an anti gun statement.
I got rid of REI membership rewards, 2% and dividends - up to 10% on REI stuff, because they went anti 2A - havent shopped there since.
Next card was Chase Rewards 2% and they went anti 2A.
Been with US Bank since.
You get to pick 3 categories to get 5%, 2%, 2% each quarter all other buys I think 1%. You must remember to pick your targeted categories each quarter or you only get the 1%. They email a reminder. Categories include groceries, gas, restaurants, utilities......
As far as I know they never made an anti gun statement.
I got rid of REI membership rewards, 2% and dividends - up to 10% on REI stuff, because they went anti 2A - havent shopped there since.
Next card was Chase Rewards 2% and they went anti 2A.
Been with US Bank since.
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I have a Citi Visa coupled with Amazon Rewards and Amazon Prime. I like it a lot. It is easy to rack up points to spend at Amazon.
COSTCO VISA-
IF, and this applies to most all of them, you pay off your balance in full each month. I use the Costco card for all purchases. I get a check for $1,500 or more each February. Best deal going if you eat out often, spend big, and use Costco gasoline.
IF, and this applies to most all of them, you pay off your balance in full each month. I use the Costco card for all purchases. I get a check for $1,500 or more each February. Best deal going if you eat out often, spend big, and use Costco gasoline.
Get a high enough limit/use enough limit each month and pay it off and it goes up to 3%.
It's the highest I've found, but you start at 1.5%.
If anyone is looking for an airline card, Barclays/American will give you 60K miles off the bat. That's up to 3 free domestic round trips. You can cancel within a year and keep the points. Wife has same card, another free 60. 40K will roundtrip me to Hawaii. (of course they're not taking visitors...)
Sam's Club Mastercard gets you a 5% cash back on gasoline anywhere you use it. Other than that I use my Hilton Honors Amex to get points for free nights. got about 600,000 points currently. Planning a nice trip to someplace sunny this winter.
Amazon card, get 5% on everything you buy from them. Also Discover, with their 5% calendar.
I use Cabela’s black as well but The quality of the merchandise has gone down since Bass Pro shops Acquired them. When you use points for ammo it feels like you’re getting free ammo.
I will be looking into Discover if I can get 3% cashback I’m switching thanks @TheGerman
I will be looking into Discover if I can get 3% cashback I’m switching thanks @TheGerman
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I like my Amex Blue Cash Preferred. It does have a yearly fee but easily pays for itself and then some.
Discover with 1.5 % back on everything, but with deals that pay 5%. The deals change quarterly, but include things like gas, supermarkets, restaurants, Paypal, Amazon. But the best part is that you can start spending your rewards as soon as they show up on your statement. And I do this all the time. No annual fee.
I have USAA's rewards Visa which is 2% back, I use that almost exclusively except for my prime visa... They rolled in last week and announce 4% back from now until February, no limits. Totally taking advantage of that one. 
