Stock Market

But there ARE options. Setting a sell price was one of them. This is still the case. Buy and hold is great when the market is going up. But when it is going down…

If you held the s&p in the early 2000’s while it dumped it wasn’t until 2015 or so that you got back to break even. If you account for inflation it was almost or right at 2020 that you managed that. And that was through some serious money printing, not real value that was generated by corporations. It created the same malinvestment that we saw in the late 90’s and 2000 (pets.com or peapod.com for example). The Covid pump made it even worse. If you think AI isn’t following the same pattern as the dot com investment bubble I got news for you.

The big/smart money/c-level officers have been leaving the market for a year or more. That only leaves the retail investors, their fund managers (who want to make a commission), pension managers and CTAs (computer trading algorithms). It’s a big clue, along with the technical and economic data that were forecasting this, even if tariffs didn’t speed up the process.

The debt market is still the elephant in the room. Especially the use of debt to buy stocks, which is at a historically high level. When/if that goes sideways it’s going to be a first-class shitshow. The muni and junk bond market, holy hell…
It had recovered by 07 and fell again.
 
  • Like
Reactions: lariat
Well, I just made a pretty siginificant investment. I wish I could have bought more but am keeping some aside for more opp as I don’t think this is the end. It may pull back another half before it’s over. Regardless, the next few weeks, months, possibly years ain’t going to be for the week at heart.
I wasn't claiming money cannot be made. Just Donny's path to the land of milk and honey. Seems to be via severe economic pain for many.
 
I wasn't claiming money cannot be made. Just Donny's path to the land of milk and honey. Seems to be via severe economic pain for many.
You aren’t getting it. The tariffs don’t matter. It is what the consumer is willing to pay for any good or service. If it is too high they will move to secondary options. In the short term there will be an attempt to increase prices - it won’t work in this economic environment. The companies will have to take the margin squeeze. This has been going on for at least a year. Tariffs are not the cause of this, they haven’t even hit yet. Much of what we are seeing is now the backdraft hangover from the Covid stimulus, which also affected the amount of retail investor money hitting the stock market - that is Biden’s doing. Now that M2 is getting jiggy the results are fairly easy to predict.

Economic activity (velocity of money) is determined by money supply AND what people are willing to pay.
 
You aren’t getting it. The tariffs don’t matter.

Actually, this proves YOU don't get it.

It is what the consumer is willing to pay for any good or service. If it is too high they will move to secondary options.

And those options are what? Please list all the US manufacturers of appliances, televisions, etc. There are none. The vast majority of semiconductors are made outside the US, they are in nearly every device you use.

In the short term there will be an attempt to increase prices - it won’t work in this economic environment.

An ATTEMPT??? Wow, you sure drank the Kool-Aid. There will be no choice but to raise prices. You think importers are just going to eat 25+%

The companies will have to take the margin squeeze.

Nobody can eat 25%

This has been going on for at least a year. Tariffs are not the cause of this, they haven’t even hit yet.

Why does every economist every where at every minute of the day blame tariffs for the market crash? That is what is being discussed, here.

Much of what we are seeing is now the backdraft hangover from the Covid stimulus, which also affected the amount of retail investor money hitting the stock market - that is Biden’s doing. Now that M2 is getting jiggy the results are fairly easy to predict.

Economic activity (velocity of money) is determined by money supply AND what people are willing to pay.
You are in a fantasy land.
 
  • Like
Reactions: Tx_Aggie
I pulled profit of $5500 on Bitcoin four years ago after 8 months of a $20,000 investment which got me started. Then bought metals which have increased, one quite a lot lately.

A friend told me in November to buy XRP crypto when it was .58 cents and I thought no I'm not sure I want to go the crypto route anymore because it's so volatile, but when he told me it was up to $3.00 a couple months ago I got interested. His $2000 turned into a nice amount of value if he sold it but he's just gonna hold it.

Two days ago I bought XRP/Ripple at $1.96 and it's up to $2.12. This crypto has utility because it's 1000 times faster and 1000 times cheaper to use than SWIFTCOIN for the space of digital funds transfer and XRP is constantly innovating into new ways to make transactions more efficient and soon ETF's will be made to sell. A bunch of financial experts believe it'll be the next Bitcoin and will be adopted by many banks, ect.

It's one of those things that one could put a 1% investment of your portfolio and it could be worth 10 times that in a year or two, or half as much, but I'm taking the chance.
Eh, look up XRP/RIPPLE because it's got a strong following and is staving off fear sentiment well compared to much of the stock market.

I have no idea what I'm doing but have been pretty fortunate so far. Just the last few months I decided to try to learn more on investing but it's a slow process. Buy low and sell high?!, lol.
 
Last edited:
  • Like
Reactions: Nik H
Actually, this proves YOU don't get it.



And those options are what? Please list all the US manufacturers of appliances, televisions, etc. There are none. The vast majority of semiconductors are made outside the US, they are in nearly every device you use.



An ATTEMPT??? Wow, you sure drank the Kool-Aid. There will be no choice but to raise prices. You think importers are just going to eat 25+%



Nobody can eat 25%



Why does every economist every where at every minute of the day blame tariffs for the market crash? That is what is being discussed, here.


You are in a fantasy land.
The consumer has been tapped out for a while. Raising prices isn’t going to cause them to spend. This isn’t hard to figure out. Corporations will have to lower prices to get customers to buy. They will either take the margin hit or not make sales. That’s the reality.

Dollar general, target, Wal-mart and others have already stated this in their earnings over the last three quarters. This has been in the works for a while, well before anything related to tariffs. It started in the Biden administration. The customer holds the key to everything. What we are looking at is a restructuring of pricing models and cessation of malinvestment along with the consumer’s overall proclivities for unnecessary purchases, which has been a long time coming. This has been and will continue to be reflected in stock prices moving forward. We aren’t getting out of the situation that was set up a long time ago. We are going into a recession.
 
Last edited:
1743896193993.gif
 
I kept money out of the market as I felt the whole market has been inflated and looking for an excuse to drop.

That said - now may be a "once in a decade" buying opportunity. What stocks are you looking at as "buy" opportunities next week? Goal is buy low and sell higher when market recovers. I focus on dividend paying stocks long term.
 
Instead of everyone running around like chicken little screaming " the sky is falling" calm yourselves down and look for buying opportunities like the the pros do.
That’s what I’ve been doing since last week. I suspect this week is going to present even more. Just got to decide how much to spend, when and what to put it on.
 
I've been investing in market for 35 years (I'm NO expert by a long shot) started in my late 20's. Seen good times and bad times, market has its ups and downs that ive learned to accept that over the my early years investing . Being patient and calm is more productive than panic. Monday will probably be ugly, will ween out the faint of heart. Tuesday will be turning day, hopefully upward or at least the bottom and market support gets started. Learned a lot from October 87.
 
ISeen good times and bad times, market has its ups and downs that ive learned to accept that over the my early years investing . Being patient and calm is more productive than panic. \
I am a little older than you. Been investing for 44 years.

I wholeheartedly agree with your assessment. Lack of patience, hubris, and FOMO are the main reasons people make errors.
 
I am a little older than you. Been investing for 44 years.

I wholeheartedly agree with your assessment. Lack of patience, hubris, and FOMO are the main reasons people make errors.
When I first started investing I'll admit I was fairly conservative, still am to some degree. In the beginning of my investing career I read a lot of Peter Lynch and Buffet and that has guided my choices. Boring I'll admit but I'm a blue collar guy, so I try to be smart with my money.
 
When I first started investing I'll admit I was fairly conservative, still am to some degree. In the beginning of my investing career I read a lot of Peter Lynch and Buffet and that has guided my choices. Boring I'll admit but I'm a blue collar guy, so I try to be smart with my money.
I just wish I had started doing this 20 years ago. I feel like I’m way behind the curve and look at these events as opp to possibly make up ground to get closer to where I feel like I should be at my age.
 
  • Like
Reactions: steve123
When I first started investing I'll admit I was fairly conservative, still am to some degree. In the beginning of my investing career I read a lot of Peter Lynch and Buffet and that has guided my choices. Boring I'll admit but I'm a blue-collar guy, so I try to be smart with my money.
I've always been financially conservative. At this point, I would label myself risk-averse. If I make a serious error, I don't have the time to wait for the recovery. I'm too old to be poor. Fortunately, my only vice is shooting.
 
I've always been financially conservative. At this point, I would label myself risk-averse. If I make a serious error, I don't have the time to wait for the recovery. I'm too old to be poor. Fortunately, my only vice is shooting.
Im finding it hard to find the balance between doing/enjoying things now and work all the time/saving. Like I literally haven’t done much of anything for 5 years now trying to save and invest as much as I can. I’ve always been super financially conservative and thats all great and everything but I also feel like I need to back off some and start enjoying things. If y’all got any advice for a guy in his mid 40’s on how to balance all these things, I’m all ears. It’s not easy when you got bills, aspirations, kids, college, weddings to save for and on and on and on.
 
Im finding it hard to find the balance between doing/enjoying things now and work all the time/saving. Like I literally haven’t done much of anything for 5 years now trying to save and invest as much as I can. I’ve always been super financially conservative and thats all great and everything but I also feel like I need to back off some and start enjoying things. If y’all got any advice for a guy in his mid 40’s on how to balance all these things, I’m all ears. It’s not easy when you got bills, aspirations, kids, college, weddings to save for and on and on and on.
You do the best that you can. Save what you can. Don't fret about it. Improve your career and income when the opportunity presents itself. Don't get caught up in the materialistic things that you don't have. Everyone has bills, aspirations, and the other things you mention. Keep things in balance...enjoy your life.

The one thing that I would do over again if I were young is to spend more time with friends and family and enjoy their company. I spent too much time climbing the corporate ladder and missed out on a lot.

That's the only advice I can offer that is worth a damn.
 
Im finding it hard to find the balance between doing/enjoying things now and work all the time/saving. Like I literally haven’t done much of anything for 5 years now trying to save and invest as much as I can. I’ve always been super financially conservative and thats all great and everything but I also feel like I need to back off some and start enjoying things. If y’all got any advice for a guy in his mid 40’s on how to balance all these things, I’m all ears. It’s not easy when you got bills, aspirations, kids, college, weddings to save for and on and on and on.
It’s hard to make up for lost time in the market. You have to figure out your goals and proceed from there. You either have enough to do all of it, or you don’t. If you don’t, then you have to look at your priorities.

I wish I had an answer for you, but I will say that you’ll never be able to buy time or missed experiences back. My friend’s dad had great plans for retirement, but he died at 55 and did none of those plans. That has always stuck with me.
 
You do the best that you can. Save what you can. Don't fret about it. Improve your career and income when the opportunity presents itself. Don't get caught up in the materialistic things that you don't have. Everyone has bills, aspirations, and the other things you mention. Keep things in balance...enjoy your life.

The one thing that I would do over again if I were young is to spend more time with friends and family and enjoy their company. I spent too much time climbing the corporate ladder and missed out on a lot.

That's the only advice I can offer that is worth a damn.

It’s hard to make up for lost time in the market. You have to figure out your goals and proceed from there. You either have enough to do all of it, or you don’t. If you don’t, then you have to look at your priorities.

I wish I had an answer for you, but I will say that you’ll never be able to buy time or missed experiences back. My friend’s dad had great plans for retirement, but he died at 55 and did none of those plans. That has always stuck with me.
Thank you! Very solid advice. Definitely trying the best I can but feel like I’m failing in some capacity every day. There is always room for Improvement.