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Vehicle hail damage question

The salvage title prevents you from buying property damage coverage, but it does not prevent another person or insurance company from having to repair your car if the damage is their fault. They would still have to settle a claim based on the physical damage caused or the ACV of the vehicle in the event it was totaled again.

The at fault insurance company would have to determine how much the branded title and/or unrepaired damage effected the value of your car. As a rule of thumb a branded title effects the value by 25% to 33%, but there is no fast and hard rule, it's up to negotiation. If there was approx $2K in unrepaired damage it's not a dollar for dollar deduction. What matters is how it effects the ACV of the vehicle. Just using round numbers, say your car in clean undamaged condition was worth $10K. They might deduct $2K for a branded title (some companies don't do this) and if say the unrepaired damage was cosmetic and didn't effect the function of the vehicle they might deduct $500-$1000 depending on how it would effect the resale of the vehicle. You might still get a $7K to $8K settlement because the responsible party owes you for your loss. In this case your loss would be you no longer have a perfectly functional car that is worth $10K if it didn't have the branded title and unrepaired cosmetic damage.

An insurance company can also not stack claims to total a vehicle. If you have a $20K vehicle that is involved in an accident that causes $8K in front end damage, but before you get that fixed you get rear ended and that accident causes $8K in damage. Now you have a $20K vehicle with a total of $16K damage which will exceed the statutory 75% total loss threshold. Those two claims can't be stacked to total the vehicle. Each claim must be handle on its own merits. The responsible party for the front end damage must settle their claim on its merits and pay to repair that damage. For the second claim the adjuster would have to determine how much the front end damage effects the over all ACV of the vehicle, then determine if their loss totals the car. The vehicle owner still has the right to collect on both claims.
I need to call or text you! AJ might have already filled you in.

Awesome suppressor muzzle brake front end attachment by Recoilx

A new jam nut is being designed, and will be backwards compatible. More grip, and more tight. Still toying with being all “tooless” so it’s not another thing to take to the range. Let me know what you think?

I think either a flat on the body or a line would be easy enough to incorporate. Also may engrave logo on muzzle that could act as level line.

The constructive criticism is a drive for me. I’m in pursuit of continual perfection. Thank you for the advice, and support!

Horse Power, Track Shit, Torque, Cubic Inches, Liters, Run What Ya Brung, Auto or Cycle

Not sure if this belongs in the horsepower thread or not, as it'll be lucky to break 70hp, but this is the latest poor investment. A running, driving, mid engined, Gandini designed, Lampredi powered Italian sports car for $850. Complete with all the rust you would imagine for a 70's Italian car.View attachment 8642522Lots of work ahead of me, but my middle son is in love and I kinda like saving sad cars, so here we are.
X1/9, correct?

Would you get into 6.5 Grendel in 2024?

Blackout over Grendel = does not compute
Pay him no mind. The NorthWet has addled his mind.

But, 300 blackout is a better suppressed cartridge than 6.5 Grendel. And 6.5 creedmoor has much longer legs than the Grendel.

My grendels are my most ol used rifles, but none are what I’m reaching for when I get the call that I drew a sheep tag…
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PortaJohn

With the Border Patrol, National Guard, and other agencies now unburdened by the harassment of the Biden administration and able to secure the border with the full range of resources that they need, Texas state and local LE also dealing with drastically lowered illegal migrant crimes now have sufficient manpower and resources devoted to cracking the bullwhip down on other scum that are residing in our communities and preying on the most vulnerable.

Massive Texas county operation leads to more than a dozen online child sex predators arrested and charged.

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Holy shit! That’s less than 25 miles from my house.

They’re in a different County, but if they move the trials to mine, they better hope I’m not on the jury…straight into the wood chipper for those fucks.

Rifle Scopes Which Crossover Scope would you choose?

I have a Meopta R2 1.7-10x42 at the moment per your recommendation but I'm looking to switch to something with little more magnification. I like the R2 very much and my main concern with scopes like Delta 3.5-21 and Tract 2.5-15 is that I would be going down in overall quality just to get more magnification.
@koshkin should I just keep the R2 and save until I get something guaranteed to be better like the TT 3-15 or S&B Meta? Thanks.
That's a pretty personal question. If the idea is to give yourself the means to extend the range, than any decent FFP scope will do that even if it is not as good optically as the Meopta R2 (Stryker is fairly close, with Tract being slightly behind).

If you are just looking to have a little more magnification, SFP Meta with covered turrets can be had right now for about $2k.

ILya
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