Bought my very rural 6 acres of virgin hardwoods back in '15, took 18 months to pay it off. I have a 1000' deep well and a big enough generator to run it, plus a constant spring that runs through the bottom. I've been prepping my whole life. Need to unload some non essentials, and build a wood-smoke gasifier. We don't garden but have everything to do so stocked up, including an old Troy built horse tiller that's been 100% gone through, right down to new tires. I don't think anyone is ever 100% ready, I'd rate myself about 80% at best.