There's some real funny reading here.
Your children have to have the same or a better lifestyle than you.
You need two incomes to be able to raise children.
Buy on credit to keep up with or impress the Joneses
You are not fulfilled if you don't have children
When/where did these rules come from?
All I can say is I've got 6. Only ever had 1 income (mine), my kids have to work to buy their own shit (cars guns, ammo, fuel, movie tickets, wants). We pay their insurance IF they don't get a ticket- if so, you pick that up.
My daughter makes homemade bread, my 2nd oldest son is in charge of the animals and gathering eggs, etc.
Everyone has a job in keeping the house up, and we have family meetings to discuss.
No "allowance" you don't get paid to be alive. These are the minimum things you have to do As part of living here. Anything above that is a paid item (cleaning garage, washing the deck, etc). If you screw up, there is a work hour punishment or monetary punishment- your choice. May be 5 bucks, or pulling weeds in the garden for 20 minutes- something like that.
We're preparing kids for the ups and consequences of life- and they thrive at it.
Were not rich, but We'll have our house we built 5 years ago paid off in less than 10years, have never had a credit card, and have no debts other than our mortgage and businesses debts. We usually pay cash for everything- including our vehicles. If we need a newer one- we save till we can buy it outright.
I know plenty if dinks (dual income, no kids) that are alot broker than we are, don't own anything outright, and just keep racking up debt complaining about how they could never make it with kids.
Before you blast me- my family was bankrupt when I was 10. We spent years with NO car living miles away from any stores, so it's not that I have family money. We just work our balls off and stay smart to show our kids what it takes to actually make it.
Tldr this round- it can be done. But it's alot of sweat, and you may have to wait for the crops to grow before you can spend the harvest money.