PortaJohn
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I agree 100%. There should be an op-out option for SS and I would even be happy to pay a small portion of what I currently pay to help support SS. I am guessing one concern about those that would opt out is them pissing away that extra money instead or saving/investing it. That is an issue that they would have created themselves but we cannot let idiots suffer their own consequences.
The other issue with an opt-out option is where would the GOV get additional money to piss away?
This guy should be a woke 4 star General! 
Cop who fatally shot J6 protestor has lengthy disciplinary record that includes gun incidents
The issues in officer Michael Byrd's background included a failed shotgun qualification test, a failed FBI background check, a suspension for a lost weapon and referral to prosecutors for firing his gun at a stolen car.
justthenews.com
so doc blows the whistle on child mutilation, and doj attacks him. judge says doj is wrong, so doj muzzles him.
Agree. Hard sell because somebody's going to piss it away and somehow that is my fault!!!! This myth that your $$ are guaranteed by "The Gubment."
Yeah, my plan would be I get to take that $$ being stolen from me from SS and not pay taxes on it (preventing Gubment from wasting it as well), invest it in a plan of some kind and not pay any taxes on any earnings of that investment either. So it'd have to be tagged as monies that are tax free in a separate account; but imagine if you were still forced somewhat to save that % currently being stolen (and that's what it is) in a self-managed account, 100% tax free? Hell, I'd even be okay had they given me free reigns on 50% of that; but imagine 100%.
The J6 killer is another reason that they don't want this guy confirmed as AG. They know that their killer will stand trial for murder if this nominee is going to be the next AG.Cop who fatally shot J6 protestor has lengthy disciplinary record that includes gun incidents
The issues in officer Michael Byrd's background included a failed shotgun qualification test, a failed FBI background check, a suspension for a lost weapon and referral to prosecutors for firing his gun at a stolen car.
Back in the day - there were opportunities to earn pensions to support retirement. Then IRA/401K, etc. were developed to allow average citizens to invest for their retirement - take control of their own futures.
What percent of Americans make good use of the IRA/401k/etc. system to save for their futures?
We are finding out now as my Boomer generation with pensions ends and the IRA/401k/etc. generation begins to retire.
The last numbers I saw stated that only 25% of the people working at companies with 401Ks contributed to them. Only 25% of that number contributed enough to max out the company match. Working through the math indicates that very few people contribute and maximize their return on a 401K. A company match is FREE money and a higher return than the stock market.
some real doozies in the news today:
and a world first
www.thegatewaypundit.com
with non-nuclear MIRV!
and a world first
Russia Strikes Ukrainian Defense Plant in Dnepropetrovsk Using Intercontinental Ballistic Missiles for the First Time in Warfare (VIDEOS) | The Gateway Pundit | by Paul Serran
As we stare into the future of the war in Ukraine, we now have daily escalations from both sides, each scarier than the next.
www.thegatewaypundit.com
with non-nuclear MIRV!
Not necessarily. The realized rate of return depends on several factors:
1. The length of time it has been put into a 401K vs the real inflation rate. The longer, the lower the real return. This is especially true in the 2000s.
2. What the 401K is invested in. Whatever it is invested in will determine the actual return, which then still gets eaten away by inflation.
3. Investment losses, which do happen.
4. Any premature withdrawals, which usually have to be paid back with interest.
5. Taxes. Traditional 401K's are taxed as regular income at retirement while only the employer contribution is taxed in a Roth 401K since you contribution is post-taxation.
6. The actual matching by the employer. This can be variable, based on the company, and is optional.
7. Maximum yearly contribution ceilings.
401K's are not a panacea and it must be remembered that this money is effectively tied up until retirement within the financial sector of the economy. Taxes, inflation and risk eat away at the return and most people never consider these aspects, never realizing that the rate of return they think they are getting is higher than what they actually receive.
maybe that's why mayorkas and wray refuse to testify.
Honestly, of all the groups that have come over, I mind Filipinos the least. Every single Filipino I personally have encountered is working and had a good work ethic. Still, need to do it legally!
What? If a company matches 50% for the first 6% then that is a 50% return on the employees money, right off the bat. Even is that money is held in a money market account that is still a 50% return on "investment". You took my last statement and made it more complicated than it has to be.
Shocking. Differing news reports now.
www.zerohedge.com
Ukraine Becoming 'Global War' After Western Long-Range Weapons Used Against Russia: Putin | ZeroHedge
ZeroHedge - On a long enough timeline, the survival rate for everyone drops to zero
www.zerohedge.com
You are not listening. The immediate return is there, but time fucks it all up. Even money markets are not insulated - they lose money over time as they are almost always lower than the inflation rate. Safe, yes, but that safety comes at a lower yield which gets eaten away by inflation over time and taxes. Money market funds forego risk and create guaranteed savings erosion over time. Inflation erodes all fiat money over time, that's how this entire world economy works. That's how debt is paid off with cheaper dollars. But if you invest in stocks in your 401K you are still taking the risk inherent in the stock market. 401Ks in no way guarantee a preservation of capital, that's your job by way of making correct investment decisions.
What I said is not complicated. But most people don't know about it and therefore do not consider the implications. Go ask your CFP and they will tell you that these conditions exist. Your 401K is part of the system, not a workaround.
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'Devout Catholic' Joe Biden Awards Medal of Freedom to Former President of Planned Parenthood | The Gateway Pundit | by Ben Kew
Joe Biden has awarded the Presidential Medal of Freedom to the former president of the abortion provider Planned Parenthood.
www.thegatewaypundit.com
“But most people don't know about it and therefore do not consider the implications”.
I think there are a lot of people that know about it, but they just ignore it. Why ? Probably a myriad of reasons, very few of which are valid.
My Dentist is 1st generation Filipino and a great guy. He is a good dentist and has become a friend.
We go for our 6 month check up/cleaning as a family. His office is 30 miles from our house. The wife always goes to a Vietnamese restaurant to get egg rolls and some other dishes, Our Dentist has her get him some stuff too.
He pays for both orders! He and I get into a wide range of topics. From history to shooting to gardening and health/working out. Have not minded going to the dentist for many years!
This pedo is certainly connected to powerful DC bureaucrats and politicians who are pedos.
Head of Elite DC Preschool Arrested for Soliciting Child Pornography from FBI Agent Posing as Father of Abused 9-Year-Old Boy | The Gateway Pundit | by Cassandra MacDonald
The director of an elite Washington, D.C., preschool has been arrested for soliciting child pornography from an FBI agent posing as a father abusing his nine-year-old son.
Little bit of both maybe. I think lariat is right that people don't look at the supply chain aspect of money management, probably because a lot of people don't have enough money to worry about it.
An over simplified view.
Cash in savings and checking is food on the plate, rotting away by the second.
Cash in money markets food in the fridge, rots away a little slower.
Cash in investments is crops in the field, may do well, may get plowed under.
Dude's guilty.. just a process violation.
"Specifically, we address whether a dismissal of a case by nolle prosequi allows the State to bring a second prosecution when the dismissal was entered as part of an agreement with the defendant and the defendant has performed his part of the bargain. We hold that a second prosecution under these circumstances is a due process violation, and we therefore reverse defendant’s conviction."
a quick-thinking mother from Brazil unleashed her pit bull on thieves attacking her family
www.dailymail.co.uk
Quick-thinking mother sets pit bull on thieves attacking family
The dramatic moment a quick-thinking mother from Brazil unleashed her pit bull on thieves attacking her family was captured on surveillance footage.
