Kinda messed that up but yeah.How
Because 99% don’t pay attention to anything and have no idea what there money is invested in or their exposure?How so?
Add to that
How it’s managed and the rules it has to operate within.
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Kinda messed that up but yeah.How
Because 99% don’t pay attention to anything and have no idea what there money is invested in or their exposure?How so?
Kinda messed that up but yeah.
Add to that
How it’s managed and the rules it has to operate within.
I would love to see a 25% dip in the S&P 500.
That’s just it.Active portfolio management has worked well for almost everyone recently (Cathie Wood being a notable exception). We'll see how well that holds up if the market ever undergoes a correction lasting more than a week or two.
That’s just it.
Most (I’ll admit in guessing but it seems correct) just throw money into some passive fund.
So who gets soaked the most in a massive correction?"Most" is likely accurate - there are 70 million 401(k) accounts with maybe $10 trillion in assets, plus pension funds and so on. I'd some that the vast majority of that is not being actively managed. Of course, this has worked out fine in the past - inflation-adjusted returns on the S&P are north of 7% adjusted for inflation (albeit with fake CPI numbers), so a passive approach is far preferable to making dumb decisions or not investing at all.
In 2023, actively managed mutual funds and ETFs fell short of their passive peers. While notching an improvement over 2022, slightly less than half (47%) of active strategies survived and delivered higher net-of-fees returns than their average passive counterpart.
Actively managed funds’ recent surge did little to change their long-term track record. Less than one out of every four active strategies survived and beat their average passive counterpart over the ten years through December 2023.
That’s just it.
Most (I’ll admit in guessing but it seems correct) just throw money into some passive fund.
"Most" is likely accurate - there are 70 million 401(k) accounts with maybe $10 trillion in assets, plus pension funds and so on. I'd some that the vast majority of that is not being actively managed. Of course, this has worked out fine in the past - inflation-adjusted returns on the S&P are north of 7% adjusted for inflation (albeit with fake CPI numbers), so a passive approach is far preferable to making dumb decisions or not investing at all.
Indeed, just in large-cap blended funds alone, passive funds raked in a net $192.8 billion for the year while active funds lost $48.6 billion, Morningstar reported. Large-cap growth funds saw a net $38.3 billion move to passive funds while active lost $91.2 billion.
I’m not talking active vs passive funds.Loading…
www.cnbc.com
Stonks still doing very well.This has went silent.
This has went silent.
IF Trump takes office, the gov will finally start reporting accurate numbers.
Here in the central Ohio area there has been lots of new single family homes going up the last 3 years along with a huge number of apartment complexes. Because of my work I travel a lot around the area and get to see things. Talking with realtors and other individuals who are in the know so to speak , say the demand is still ahead of the supply. People with low interest rate mortgages aren't selling, that's happening all around the country. Prices are still high for single family homes as well as everything else. Clients I have that have children in their 20's and 30's having tough time getting first time single family homes due to low supply, cost and interest rates. Just my observations.Where is the single-family, residential housing market going?
Where is the single-family, residential housing market going?
Where is the single-family, residential housing market going?
To your point location location location. In a 2 hour drive I can find communities in FL with 30% price drops in the last year(Cape Coral) or setting new price per sq. ft. records still in pockets of Tampa with new bidding wars ensuing as of last week. Latest data from June still a net migration of 1,050 people per day coming to FL. Sigh.Here in the central Ohio area there has been lots of new single family homes going up the last 3 years along with a huge number of apartment complexes. Because of my work I travel a lot around the area and get to see things. Talking with realtors and other individuals who are in the know so to speak , say the demand is still ahead of the supply. People with low interest rate mortgages aren't selling, that's happening all around the country. Prices are still high for single family homes as well as everything else. Clients I have that have children in their 20's and 30's having tough time getting first time single family homes due to low supply, cost and interest rates. Just my observations.
Seeking Alpha is a site that specializes in dividend stocks. You can get a number of free articles before they want you to join.Looking for a higher dividend stock (5%+) with a p/e around 12 from a stable company with a track record.
Not tobacco, telecom, high yield bonds or oil.
I have those already
Any suggestions?
Here in the central Ohio area there has been lots of new single family homes going up the last 3 years along with a huge number of apartment complexes. Because of my work I travel a lot around the area and get to see things. Talking with realtors and other individuals who are in the know so to speak , say the demand is still ahead of the supply. People with low interest rate mortgages aren't selling, that's happening all around the country. Prices are still high for single family homes as well as everything else. Clients I have that have children in their 20's and 30's having tough time getting first time single family homes due to low supply, cost and interest rates. Just my observations.
Nothing going to come down price wise in the real estate market. At this point it would take a real recession or real estate crash like in 08/09.Know a decent amount waiting for price drop in central Ohio, doubt it’s coming though.
Nothing going to come down price wise in the real estate market. At this point it would take a real recession or real estate crash like in 08/09.
Just my opinion.
I understand and agree with what you're saying. I just think real estate shot up at a very high rate last few years, way above the historical rate of appreciation. I just don't see it going back down at near the same rate. I saw what home prices for homes right around where my wife and I live do last 3-4 years, mind blowing valuation and sales price increases.Depends on the price range Honestly imo....
in Utah any starter home or home 650ish and under the market is still way hot, that 700-1.2 market is cooled significantly...lots of price reductions and homes starting to sit past 90 days in that bracket
I understand and agree with what you're saying. I just think real estate shot up at a very high rate last few years, way above the historical rate of appreciation. I just don't see it going back down at near the same rate. I saw what home prices for homes right around where my wife and I live do last 3-4 years, mind blowing valuation and sales price increases.
Worst they can do is tell you no or go pound sand.For sure I don't see a 30% correction but Im def seeing 10% right now it seems like in that 700+ range.
I almost put an offer on one last week that was initially listed for 1.1 mil back in June. Currently listed at 865... Was going to offer 785 and see what happens lol
Worst they can do is tell you no or go pound sand.
My thought is the people that are spending in those upper ranges of prices that you've mentioned would just rather build exactly what they want if they can't find one that is close to what they want.
Also the higher the price the fewer buyers that are in the income bracket that can afford them.
Location , location, location. as a realtor would say. That and supply and demand.That's true but in Utah land is getting scarce to build on and the people who still have it know it... It's very common to see random .25 acre plots going for 500k-800k. Building moratoriums prevent growth up the mountains and the lake bed on the other side are limiting factors here
Location , location, location. as a realtor would say. That and supply and demand.
Kind of a PSA here.Seeking Alpha is a site that specializes in dividend stocks. You can get a number of free articles before they want you to join.
There is a world of dividend stocks beyond the S&P 100 or 500. There are "growth dividend" stocks that pay a small dividend but there are other stocks, ETFs, and so on that pay significantly more dividends but are not "growth" - also more risk. All depends on what your goal is.Kind of a PSA here.
I did a search for the s&p 100 ranked by dividends.
Excellent free results.
It fit the criteria I was searching to find.There is a world of dividend stocks beyond the S&P 100 or 500. There are "growth dividend" stocks that pay a small dividend but there are other stocks, ETFs, and so on that pay significantly more dividends but are not "growth" - also more risk. All depends on what your goal is.