I look at things a little differently. If I cheap out on something I want, I don’t feel like I saved money, I feel like I wasted it. For instance, if I bought a $1500 scope over my S&B US for $3500, I don’t feel like I saved $2000, I feel like I wasted $1500.
Now there are a few reason why I went with the S&B over anything else. It was going on an HK G28 clone build, so anything other than a German S&B on a German rifle felt wrong, especially on a G28. This was my first scope and rifle and let me tell you, hitting 500 yds on the first shot was ridiculously easy. I was surprised to say the least. I thought to myself, “is hitting 500 yds this easy? What’s all the fuss?”
It did really well at 800 &1000 yds too, but I need more practice for 1 shot hits.
Yes I have OCD and I typically plan out my builds for what I want the end goal to be. Next projects, SR-25 with a ZCO and then an AI with a TT. I buy once cry once, and plan to keep my gear forever. But they are all purpose built. Others swap out scopes and gear often, so they would have a different goal for selecting the gear I do.
My recommendation, decide on the purpose you have for your build and buy the best equipment you can afford. And that doesn’t mean the change you have burning in your pocket at that time. If you need to save up, save up. I prefer to have one great gun, than a bunch of mediocre low end guns. It just takes up too much space in the safe.